FROST INSURANCE RANKED ONE OF 100 LARGEST U.S. BROKERS


Frost Insurance has been included in the 100 largest brokers of U.S. business according to a special report from Business Insurance Magazine. See report

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TOOLS AND RESOURCES

​From compliance support to online training and benefits information, we offer a range of tools and resources for businesses. Explore Tools and Resources

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Employee Benefits

HIGHER WORKER SATISFACTION LINKED TO EFFECTIVE BENEFITS EDUCATION

There is a clear connection between benefits education and satisfied employees. The benefits enrollment season offers a chance to engage employees and show concern for their financial well-being.
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EXECUTIVE BENEFITS: INCOME PROTECTION AND BENEFIT CHOICE

You may be required to provide a group long-term disability (LTD) plan for your employees. When making benefit choices, you might choose to increase the maximum monthly benefit for highly compensated employees.
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THE IMPACT OF DISCLOSURES ON EMPLOYER-SPONSORED RETIREMENT PLANS

Service providers of ERISA-covered retirement plans are recently required to provide disclosures to plan fiduciaries. How might these disclosures impact the world of employer-sponsored retirement plans?
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VOLUNTARY BENEFITS ROLE IN BENEFITS STRATEGY

Employers are beginning to recognize employee interest in voluntary benefits offerings, and voluntary benefits are growing in strategic importance across all sizes of companies.
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HEALTH SAVINGS ACCOUNTS: INCREASING EMPLOYEE ADOPTION AND UTILIZATION

To ensure successful employee adoption and utilization of health savings account plans, employers should consider plan design and employee communication and education.
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BENEFITS OF AN EMPLOYEE WELLNESS PROGRAM

While cost-containment may be the primary reason to offer an employee wellness program, there are other reasons to offer one, including improving employee health, reducing absenteeism and improving employee morale and productivity.
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Property & Casualty

A CASE FOR PROVIDING WORKERS' COMPENSATION COVERAGE

While workers’ compensation is an elective coverage, failure to carry it could put your business assets at risk.
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CYBER CRIME INCREASES IMPACT ON BUSINESS

Increased cyber crime activity may expand the number of businesses subject to the Federal Trade Commission’s Red Flag Rules.
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TOP RISKS FOR RESTAURANT OWNERS

It is important for restaurateurs to understand the critical risks facing their businesses and to try to save on the costs of mitigation.
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