A safe, reliable way to build a stronger financial future, a Frost CD allows you to invest a fixed amount of money for a specific amount of time and receive a fixed amount of interest in return. Frost CDs:

 
  • are backed by the security of Frost and FDIC insured up to $250,000
  • are viewable online and through Frost Mobile Banking (if you have a Frost checking account)
  • may be used to waive monthly service charges for a Frost Checking account
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MINIMUM BALANCES & INTEREST RATES

BALANCE / TERM APY*
$1,000 - $99,999 / 90 days0.03%
$1,000 - $99,999 / 180 days0.05%
$1,000 - $99,999 / 1 year0.10%
$1,000 - $99,999 / 18 mos0.10%
$1,000 - $99,999 / 2 years0.20%
$100,000 and over / 14 days0.03%
$100,000 and over / 30 days0.03%
$100,000 and over / 60 days0.03%
$100,000 and over / 90 days0.03%
$100,000 and over / 180 days0.06%
$100,000 and over / 1 year0.10%
$100,000 and over / 18 mos0.10%
$100,000 and over / 2 years0.20%

OPENING YOUR ACCOUNT IN A FINANCIAL CENTER OR BY PHONE

If you would like to open your account in a financial center or by phone, we'd be happy to assist you. Call (866) 376-7889 or stop by your local Frost financial center and bring:

  • government issued photo ID such as driver's license, state ID, or U.S. Military ID
  • your Social Security Number
  • minimum $1000 opening deposit