Advantages of a Frost Home Improvement Loan include:

  • competitive fixed interest rates
  • 0.25% rate discount available with automatic payments from a Frost Checking or Savings account
  • no pre-payment penalties

RATES & TERMS


AMOUNT / TERM

APR*
$5,000 - $50,000 / 15 years / 15 year
amortization​
5.99%​
over $50,000 / 15 years / 15 year amortization​ ​5.99%


Payment Example: $50,000 for 15 years at 5.99% APR is $421.78 per month

LOAN AMOUNT

100% of your home improvement costs can be financed if the mortgage balance plus the home improvements don’t exceed 90% of the market value of the property.


​LOAN TERM

  • 15 Years

FAST LOAN APPLICATION

It’s easy to apply for a Frost Home Improvement Loan. It takes about 15 minutes and you’ll receive an answer in approximately two to four hours during normal business hours.

To apply, call a Frost Banker at (866) 376-7889 or apply in person at your local Frost financial center. Just bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number

  • Learn more about other Frost home loan products.
    Download Your Guide to Home Loans & Equity