Frost Direct Business Rewards Card

The Frost Direct Business Rewards credit card combines the power of a purchasing card with the streamlined processes of a business card. Encompassing up to $3 million in annual purchases, the Frost Direct Business Rewards program stretches beyond the traditional parameters of a business card but utilizes a simple application. You’ll have the ability to manage and monitor employee spending through online access that’s more typical of a purchasing card program. Features include:

  • No annual fee
  • Earn a 1% rebate each month, which will be automatically calculated and applied based on net purchase totals
  • Pre-set controls and spending limits, including transaction amounts, merchant categories and spending frequency
  • Reporting and real-time account management tools, including raise and lower credit limits, and close, re-open and eliminate cards
  • Credit lines ranging between $50,000 to $500,000 monthly
  • $300,000 Worldwide Automatic Travel and Accident Insurance
  • Visa Liability Waiver: Visa will protect your business for up to $100,000 in losses incurred as a result of card misuse*
How to Apply

To apply, simply complete the Frost Direct Business Rewards Credit Card application and return by mail or fax, or bring it to a Frost financial center. Subject to credit approval.

Mail to:
Frost Business Credit Cards
P.O. Box 1375
San Antonio, TX 78295

Fax to:
(800) 237-8024

Commerce Bank is a long-standing and trusted partner of Frost and is the issuer of the Frost Direct Business Rewards Card. Commerce Bank is the issuer and overseeing party of all applications and ongoing account servicing. Together, Frost and Commerce Bank share a focus on customer service and financial security, as well as take pride in building lasting relationships with our customers.​​​