We provide custom-tailored insurance coverage to help you prepare for life's unexpected events. We begin by determining your unique needs, then develop a customized plan to meet them.

TERM LIFE INSURANCE

Pays a death benefit if the insured dies within a specified period of time.

UNIVERSAL LIFE INSURANCE

Provides both a death benefit and cash value component that earns interest at rates dictated by the insurer.

WHOLE LIFE INSURANCE

Provides both a death benefit and cash value component and is designed to remain in force for a lifetime.

DENTAL INSURANCE

Protects against the financial cost of precautionary and corrective dental services including:

  • regular checkups
  • teeth cleaning and x-rays
  • oral surgery or dental implants (depending on dental plan)

 

DISABILITY INSURANCE

Replaces a percentage of your working income should you become disabled and unable to work for a stated period of time.

LONG-TERM CARE INSURANCE

Pays a preset amount of your long-term care costs for a chronic illness or disability. Most policies help cover the cost of nursing homes, assisted living programs, in-home care and hospice.

MEDICAL INSURANCE

Covers the costs of medical care, treatment and health-care facilities used during recovery. Frost offers a variety of plans for individuals not covered for medical costs by an employer's group plan.