A Business Money Market account from Frost lets you readily access cash while earning interest. It features:

  • ability to earn interest based on tiered amounts
  • unlimited lobby and Frost ATM withdrawals**
  • six free check withdrawals per statement cycle


  • $12 monthly service charge
  • waived with a $2,500 minimum daily balance
Business Money Market account schedule of fees

Minimum Balances & Interest Rates

BalanceAnnual Percentage Yield (APY)
$0.00 - $24,999.990.03%
$25,000 - $49,999.990.04%
$50,000 - $99,999.990.04%
$100,000 - $249,999.990.04%
$250,000 - $999,999.990.04%
$1,000,000 - $2,499,999.990.04%
$2,500,000 and Over0.04%
Annual Percentage Yield effective as of 5/23/2017. Fees could reduce the earnings on the account. The interest rate and annual percentage yield may change at any time at our discretion.


Additional Features

  • free imaged checks
  • make free transfers in My Frost to and from your checking account
  • use as overdraft protection for your checking account, fee applies

Opening Your Account

To open a Business Money Market account, call (866) 376-7889 or stop by your local Frost financial center and bring:

  • your company’s Tax ID number (or your Social Security number if Sole Proprietorship)
  • your business entity documents
  • each account signer’s name and personal information (government issued photo ID such as Driver’s License, State ID or U.S. Military ID, Social Security number, and address and job title)
  • the physical address of the principal place of business
  • minimum $50 opening deposit

You may also need to bring:

  • state certificate filings
  • entity meeting minutes authorizing signers

Documentation may vary depending on your type of business. For specific information, please call (866) 376-7889.