A Frost Business Savings account is a safe and reliable way for Texas businesses to build a strong cushion for their company’s future.

  • interest paid quarterly
  • free My Frost Online Banking service
  • unlimited lobby and Frost ATM withdrawals**
Business Savings account schedule of fees


  • $3.50 monthly service charge
  • waived with $500 minimum daily balance

Opening Your Account

To open a Business Savings account, call (866) 376-7889 or stop by your local Frost financial center and bring:

  • your company’s Tax ID number (or your Social Security number if Sole Proprietorship)
  • your business entity documents
  • each account signer’s name and personal information (government issued photo ID such as a Driver's License, State ID or U.S. Military ID, Social Security number, and address and job title)
  • the physical address of the principal place of business
  • minimum $50 opening deposit

You may also need to bring:

  • state certificate filings
  • entity meeting minutes authorizing signers

Documentation may vary depending on your type of business. For specific information, please call (866) 376-7889.


Interest Rate

​All balances ​0.01%
Annual Percentage Yield effective as of 08/14/2014. Fees could reduce the earnings on the account. The interest rate and annual percentage yield may change at any time at our discretion.

Additional Features

  • two free withdrawals per month
  • make free transfers to and from your checking account in My Frost Online Banking
  • use as overdraft protection for your checking account, fee varies