We’re well-versed in the auto insurance requirements and options for Texas and states across the country. That means we can help find the right coverage to protect you and your vehicle, because you never know what could happen on the road.​​​

Talk to a


(866) 227-2099

Or request a call or email

Own a Collectible Car?

​Our risk advisors will find personalized coverage to protect your pride and joy.
Learn about Private Risk Services

Looking to Buy a Car?

​Frost can help with a variety of loans for new and used vehicles. Learn about Auto Loans

How Auto Insurance Protects You

There are several different components of auto insurance, including:

  • Collision Coverage—Pays the costs of repairs for vehicles damaged if you are legally responsible for collisions with other vehicles, objects or people
  • Other Than Collision Coverage—Covers the cost to replace or repair your vehicle if it's stolen or damaged from an accident or natural disaster
  • Property Damage Liability—Helps pay the legal fees and damage claims on another person's property caused by your vehicle
  • Bodily Injury Liability—Helps cover legal costs and personal injury claims should you cause an accident that seriously or fatally injures someone
  • Personal Injury Protection—Helps you pay medical expenses and, in some cases, helps with other expenses while you recover, such as lost wages and child-care expenses
  • Uninsured or Underinsured Motorist Coverage—Protects you against financial losses from an accident caused by someone who is either uninsured or lacks adequate coverage

Choosing Your Coverage Amount

In Texas, you're required to pay for any expenses related to accidents you may cause, including the cost to repair or replace the other driver's car and medical expenses. So, when it comes to deciding how much coverage to buy, consider factors such as:

  • The value of your car and your assets such as your home, personal property and income potential
  • How much and when you drive
  • The number of people who ride with you

Get started by calling (866) 227-2099 or request a call or email.

Lower Your Insurance Premium

Did you know you could save money on insurance for things like clean living and low mileage? Many drivers aren't aware how their lifestyle, choice of vehicle and other factors could help lower their auto insurance premiums. See available savings opportunities.

What You Need to Get Started

Before you talk to your Frost Risk Advisor, make sure to have this information handy:

  • Year, make, model and VIN of your car
  • How many miles you drive each year
  • Driver's license number and number of years licensed
  • Details about accidents or violations in the past three years, including dates, who was at fault, any injuries and the claim amount
  • Safety features on the vehicle

Tips to Help Out in an Accident

If you ever find yourself in an accident, make sure everyone is okay, and then:

  • Call the police and call your Frost Risk Advisor
  • Exchange insurance details (if possible, take a photo of the insurance card)
  • Collect information about the other driver and vehicles involved, such as phone numbers, address, license numbers and year, make and model of autos
  • Take photos of the accident scene and damage to vehicles

Get started by calling (866) 227-2099 or request a call or email.