If you’re looking for an interest-bearing savings account that lets you readily access cash, a Frost Money Market account might be the right choice. A Frost Money Market account offers:

  • tiered interest rates (higher amounts may earn higher interest)
  • quick access to check deposits typically on the next business day
  • six free check withdrawals per statement cycle**
  • unlimited lobby and ATM withdrawals
Compare to other savings accounts


  • applicable to Frost Money Market accounts opened on or after July 9, 2011
  • $15 monthly service charge
  • waived with $15,000 minimum daily balance
  • for a complete comparison of our savings account features, interest rates, monthly service charges and fees, view our money market Schedule of Fees.

Additional Features

  • free online images of checks you've written
  • can be used as overdraft protection for your checking account**
  • make transfers to and from your money market account**

Interest Rates

BalanceAnnual Percentage Yield (APY)
$0.00 - $9,999.990.06%
$10,000 - $24,999.990.06%
$25,000 - $49,999.990.06%
$50,000 - $99,999.99 0.06%
$100,000 - $249,999.990.06%
$250,000 - $999,999.990.06%
$1,000,000 - $2,499,999.990.06%
$2,500,000 and Over0.06%
Annual Percentage Yield effective as of 5/23/2017. Fees could reduce the earnings on the account. The interest rate and annual percentage yield may change at any time at our discretion.

Opening Your Money Market Account

To open a Frost Money Market account, call (866) 376-7889 or visit your local Frost financial center and bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number
  • a minimum $50 opening deposit