Interest Rate

Amount/TermAnnual Percentage Rate (APR)
New 2016, 2017 / 60 months3.99%
New 2016, 2017 / 72 months4.24%
New 2016, 2017 / 30 months3.99%
New 2016, 2017 / 36 months3.99%
New 2016, 2017 / 48 months3.99%
Annual Percentage Rate effective as of 5/26/2017.

Rate discount of 0.25% available with automatic payment from a Frost Checking or Savings account.

Loan Amount

  • up to 100% of the purchase price on a new car

Loan Term

  • other terms available based on year, model and value

Example: A loan of $25,000 for 60 months at a simple interest rate of 4.49% would yield a payment amount of $465.98 per month and an annual percentage rate (APR) of 4.49%.

How to Apply

It’s easy to apply for a Frost New Car Loan. It takes approximately 15 minutes and you’ll receive an answer in approximately two to four hours during normal business hours.

To apply, call a Frost Banker at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number