Backed by the strength and stability of Frost, a Frost Savings account is a safe and sound investment. It features:

  • interest paid quarterly
  • quick access to check deposits generally on the next business day
  • unlimited lobby and Frost ATM withdrawals (subject to current withdrawal fees)**
Compare to other accounts


  • $3.50 monthly service charge
  • waived with $500 minimum daily balance
  • for a complete comparison of our savings account features, interest rates, monthly service charges and fees, view our savings account Schedule of Fees.

Additional Features

  • two free withdrawals per month
  • make transfers to and from your savings account online**
  • can be used as overdraft protection for your checking account**

Interest Rates

BalanceAnnual Percentage Yield (APY)
All balances0.01%
Annual Percentage Yield effective as of 5/29/2017. Fees could reduce the earnings on the account. The interest rate and annual percentage yield may change at any time at our discretion.

Opening Your Savings Account

To open a Frost Savings account, call (866) 376-7889 or visit your local Frost financial center and bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number
  • a minimum $50 opening deposit