Debit Card with Chip Technology

Secure. Easy to use. And globally accepted.

Easy to use and accepted everywhere, chip cards are now the new standard in card technology.  Whether you’re using a chip-enabled merchant terminal or ATM, your Frost Debit Card with chip technology provides enhanced protection in the palm of your hand.

As part of our ongoing commitment to your security, all Frost financial center ATMs are now chip-enabled.

Watch this video to learn all the details about chip-enabled cards.
How to use your chip-enabled card:
Step 1: Insert your card.

Insert your card chip first into the terminal or chip-enabled ATM. The machine will clamp down on your card. Leave it there for the entire transaction.

Step 2: Enter your six-digit PIN.

Follow the prompts, making sure to sign or enter your six-digit PIN if asked.

Step 3: Don't forget your card.

Pull your card from the terminal or chip-enabled ATM when the transaction is completed.

Chip cards are just one of the ways we're working to enhance your security. Here are other ways:
Freeze Your Card

Freeze your card to immediately prevent debit card purchases.

Debit Card Alerts

Industry-leading fraud detection sent to your phone.


We work to provide a safe and secure place for you to do business.

We're Always Here For You.

At Frost, we're always listening to our customers to see how we can make banking a better experience. Our debit cards with chip technology are just one example. If you have any questions about debit cards with chip technology, chip technology or anything at all, we're here 24/7.

Call us anytime at (800) 513-7678.