Home Equity Loans

Account Details

Advantages of a Frost Home Equity Loan include:

  • Competitive fixed interest rates lower than most other types of loans
  • No closing costs on loans from $2,000 - $250,000 and no pre-payment penalties
  • No application fees or annual fees
  • Interest may be tax deductible - consult your tax advisor
  • Proof of homeowners insurance required

Rates & Terms

Balance/Term Annual Percentage Rate (APR)
$2,000 - $49,999 / 7 years 4.74%
$50,000 or greater / 7 years 4.49%
$2,000 - $49,999 / 20 years 5.64%
$2,000 - $49,999 / 10 years 4.74%
$50,000 or greater / 10 years 4.49%
$2,000 - $49,999 / 15 years 5.24%
$50,000 or greater / 15 years 4.74%
$50,000 or greater / 20 years 5.14%
Annual Percentage Rate effective as of 09/19/2020.

Payment Example: A loan of $20,000 for 20 years at a simple interest rate of 5.64% would yield a payment amount of $139.16 per month and an annual percentage rate (APR) of 5.64%.†

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What happens next?  


Subject property must be located in Texas.

Fast Loan Application

Applying is quick and easy and we're here to support you every step of the way.

To apply, submit the form above, call a Frost Banker at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • your government-issues photo ID such as a driver's license, state ID or U.S military ID.
  • your Social Security number.

A Home Equity Loan Specialist will help make the process as simple as possible. And when approved, you can close your loan at any Frost financial center (unless your loan is over $500,000).

Frost Registered Mortgage Loan Originators

View our list of Frost Registered Mortgage Loan Originators for Home Equity Loans, Home Equity Lines of Credit and Home Improvement Loan products.

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