Home Equity Lines of Credit

Account Details
  • competitive variable rates lower than most other types of loans
  • minimum rate of 4.24%, maximum APR 18%
  • interest-only payments for the first 10 years, principal plus interest final 10 years
  • only pay interest on the amount you use
  • $8,000 minimum loan amount​
  • receive a 0.25% discount with automatic payment from a Frost Checking or Savings account
  • no pre-payment penalties
  • interest may be tax deductible - consult your tax advisor
Loan Term

20 Years

Fast Loan Application

It's easy to apply for a Frost Home Equity Line of Credit. It takes about 15 minutes and you'll receive an answer in approximately two to four hours during normal business hours.

To apply, call a Frost Banker at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number

A Home Equity Loan Specialist will help make the process as simple as possible. And when approved, you can close your loan at any Frost financial center (unless your loan is over $500,000).

Learn more about other Frost home loan products.
Download your Guide to Home Loans and Equity