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Rates subject to change. All loans subject to credit approval.

Frost Home Equity Loan rates shown are for the 2nd lien position. 1st lien products are available.

Ask a Frost Banker for details. Annual Percentage Rate effective as of 05/20/2025.

For Wall Street Journal (WSJ) Prime, call 866-376-7889.

By Texas law, the maximum amount you can borrow with any Home Equity Loan is 80% of your home's appraised value. You may have only one Home Equity Loan or Line of Credit secured by the same property at any one time. You must wait one year and one day from the closing of your Home Equity Loan before closing on a new Home Equity Line of Credit.

*This rate includes a 0.25% rate discount with automatic payments from a Frost Checking or Savings account. No discount for first liens.

Equity requirements vary based on loan amounts. Contact 866-376-7889 for details.

Deposit and loan products are offered through Frost Bank, Member FDIC

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