

See How Our Rates Stack Up Against Other Banks
Take Advantage of Our CD and Money Market Rates
FROST
Annual Percentage Yield (APY)
|
BANK OF AMERICA***
Annual Percentage Yield (APY)
|
CHASE***
Annual Percentage Yield (APY)
|
WELLS FARGO***
Annual Percentage Yield (APY)
|
|
---|---|---|---|---|
JUMBO CDs* Minimum deposit $100,000
|
||||
90 Day Jumbo CD |
4.00%
|
3.75%
|
2.25%
|
2.01%
|
180 Day Jumbo CD |
3.70%
|
0.03%
|
1.50%
|
2.01%
|
12 Month Jumbo CD |
3.40%
|
0.03%
|
3.25%
|
2.01%
|
24 Month Jumbo CD |
3.30%
|
0.03%
|
2.00%
|
2.76%
|
JUMBO CDs* Minimum deposit $500,000
|
||||
90 Day Jumbo CD |
4.15%*
|
not offered
|
not offered
|
not offered
|
CDs UNDER $100,000* Minimum deposit $1,000
|
||||
90 Day CD |
3.55%
|
3.75%
|
2.25%
|
2.01%
|
180 Day CD |
3.20%
|
0.03%
|
1.50%
|
2.01%
|
12 Month CD |
2.95%
|
0.03%
|
3.00%
|
2.01%
|
24 Month CD |
2.75%
|
0.03%
|
2.00%
|
2.27%
|
PERSONAL MONEY MARKET** Minimum deposit $50
|
$0.00 - $24,999.99 |
1.55%
|
0.04%
|
0.02%
|
0.05%
|
$25,000 - $49,999.99 |
1.55%
|
0.04%
|
0.02%
|
0.05%
|
$50,000 - $99,999.99 |
1.60%
|
0.04%
|
0.02%
|
0.05%
|
$100,000 - $249,999.99 |
1.70%
|
0.04%
|
0.02%
|
0.05%
|
$250,000 - $999,999.99 |
1.87%
|
0.04%
|
0.02%
|
0.05%
|
$1,000,000 - $2,499,999.99 |
2.65%
|
0.04%
|
0.02%
|
0.05%
|
$2,500,000 - $9,999,999.99 |
2.80%
|
0.04%
|
0.02%
|
0.05%
|
$10,000,000 - $19,999,999.99 |
2.95%
|
0.04%
|
0.02%
|
0.05%
|
$20,000,000 and Over |
3.15%
|
0.04%
|
0.02%
|
0.05%
|
BUSINESS HIGH YIELD MONEY MARKET** Minimum deposit $50
|
||||
$0.00 - $24,999.99 |
1.55%
|
0.04%
|
0.02%
|
0.05%
|
$25,000 - $49,999.99 |
1.55%
|
0.04%
|
0.02%
|
0.05%
|
$50,000 - $99,999.99 |
1.60%
|
0.04%
|
0.02%
|
0.05%
|
$100,000 - $249,999.99 |
1.70%
|
0.04%
|
0.02%
|
0.05%
|
$250,000 - $999,999.99 |
1.87%
|
0.04%
|
0.02%
|
0.05%
|
$1,000,000 - $2,499,999.99 |
2.65%
|
0.04%
|
0.02%
|
0.05%
|
$2,500,000 - $9,999,999.99 |
2.80%
|
0.04%
|
0.02%
|
0.05%
|
$10,000,000 - $19,999,999.99 |
2.95%
|
0.04%
|
0.02%
|
0.05%
|
$20,000,000 and Over |
3.15%
|
0.04%
|
0.02%
|
0.05%
|
PERSONAL SAVINGS ACCOUNT** Minimum deposit $50
|
||||
$0-14,999.99 |
0.30%
|
0.01% | 0.01% | 0.01% |
$15,000 and over |
0.50%
|
0.01%
|
0.01%
|
0.01%
|
BUSINESS SAVINGS ACCOUNT** Minimum deposit $50
|
||||
$0-14,999.99 |
0.30%
|
0.01%
|
0.01%
|
0.01%
|
$15,000 and over |
0.50%
|
0.01%
|
0.01%
|
0.01%
|
Visit FrostBank.com to see all of our rates. Annual Percentage Yield effective as of 02/10/2025.
*Penalty may be imposed for early CD withdrawal. Fees could reduce the earnings on the account. **The interest rate and annual percentage yield may change at any time at our discretion. Fees could reduce the earnings on the account. ***
Data for Bank of America, Chase, and Wells Fargo provided by:
Member FDIC