See How Our Rates Stack Up Against Other Banks
Take Advantage of Our CD and Money Market Rates
| FROST
Annual Percentage Yield (APY)
|
BANK OF AMERICA***
Annual Percentage Yield (APY)
|
CHASE***
Annual Percentage Yield (APY)
|
WELLS FARGO***
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
| JUMBO CDs* Minimum deposit $100,000
|
||||
| 90 Day Jumbo CD |
3.30%
|
3.51%
|
1.01%
|
1.02%
|
| 180 Day Jumbo CD |
3.10%
|
0.03%
|
0.75%
|
1.02%
|
| 12 Month Jumbo CD |
2.70%
|
0.03%
|
1.75%
|
1.51%
|
| 24 Month Jumbo CD |
2.55%
|
0.03%
|
2.00%
|
2.27%
|
| JUMBO CDs* Minimum deposit $500,000
|
||||
| 90 Day Jumbo CD |
3.55%*
|
not offered
|
not offered
|
not offered
|
| CDs UNDER $100,000* Minimum deposit $1,000
|
||||
| 90 Day CD |
2.95%
|
3.51%
|
1.01%
|
1.02%
|
| 180 Day CD |
2.70%
|
0.03%
|
0.75%
|
1.02%
|
| 12 Month CD |
2.25%
|
0.03%
|
1.75%
|
1.51%
|
| 24 Month CD |
2.05%
|
0.03%
|
2.00%
|
1.76%
|
| PERSONAL MONEY MARKET** Minimum deposit $50
|
$0.00 - $24,999.99 |
1.40%
|
0.04%
|
0.02%
|
0.01%
|
| $25,000 - $49,999.99 |
1.40%
|
0.04%
|
0.02%
|
0.01%
|
| $50,000 - $99,999.99 |
1.45%
|
0.04%
|
0.02%
|
0.01%
|
| $100,000 - $249,999.99 |
1.55%
|
0.04%
|
0.02%
|
0.01%
|
| $250,000 - $999,999.99 |
1.72%
|
0.04%
|
0.02%
|
0.01%
|
| $1,000,000 - $2,499,999.99 |
2.50%
|
0.04%
|
0.02%
|
0.01%
|
| $2,500,000 - $9,999,999.99 |
2.65%
|
0.04%
|
0.02%
|
0.01%
|
| $10,000,000 - $19,999,999.99 |
2.80%
|
0.04%
|
0.02%
|
0.01%
|
$20,000,000 and Over |
3.00%
|
0.04%
|
0.02%
|
0.01%
|
| BUSINESS HIGH YIELD MONEY MARKET** Minimum deposit $50
|
||||
| $0.00 - $24,999.99 |
1.40%
|
0.04%
|
0.02%
|
0.01%
|
| $25,000 - $49,999.99 |
1.40%
|
0.04%
|
0.02%
|
0.01%
|
| $50,000 - $99,999.99 |
1.45%
|
0.04%
|
0.02%
|
0.01%
|
| $100,000 - $249,999.99 |
1.55%
|
0.04%
|
0.02%
|
0.01%
|
| $250,000 - $999,999.99 |
1.72%
|
0.04%
|
0.02%
|
0.01%
|
| $1,000,000 - $2,499,999.99 |
2.50%
|
0.04%
|
0.02%
|
0.01%
|
| $2,500,000 - $9,999,999.99 |
2.65%
|
0.04%
|
0.02%
|
0.01%
|
| $10,000,000 - $19,999,999.99 |
2.80%
|
0.04%
|
0.02%
|
0.01%
|
| $20,000,000 and Over |
3.00%
|
0.04%
|
0.02%
|
0.01%
|
| PERSONAL SAVINGS ACCOUNT** Minimum deposit $50
|
||||
| $0-14,999.99 |
0.20%
|
0.01% | 0.01% | 0.01% |
| $15,000 and over |
0.40%
|
0.01%
|
0.01%
|
0.01%
|
| BUSINESS SAVINGS ACCOUNT** Minimum deposit $50
|
||||
| $0-14,999.99 |
0.20%
|
0.01%
|
0.01%
|
0.01%
|
| $15,000 and over |
0.40%
|
0.01%
|
0.01%
|
0.01%
|
Visit FrostBank.com to see all of our rates. Annual Percentage Yield effective as of 10/28/2025.
*Penalty may be imposed for early CD withdrawal. Fees could reduce the earnings on the account. **The interest rate and annual percentage yield may change at any time at our discretion. Fees could reduce the earnings on the account. ***
Data for Bank of America, Chase, and Wells Fargo provided by: 
Member FDIC