See How Our Rates Stack Up Against Other Banks

Take Advantage of Our CD and Money Market Rates
FROST
Annual Percentage Yield (APY)
BANK OF AMERICA***
Annual Percentage Yield (APY)
CHASE***
Annual Percentage Yield (APY)
WELLS FARGO***
Annual Percentage Yield (APY)
JUMBO CDs*
Minimum deposit $100,000
90 Day Jumbo CD
4.00%
3.75%
2.25%
2.01%
180 Day Jumbo CD
3.70%
0.03%
1.50%
2.01%
12 Month Jumbo CD
3.40%
0.03%
3.25%
2.01%
24 Month Jumbo CD
3.30%
0.03%
2.00%
2.76%
JUMBO CDs*
Minimum deposit $500,000
90 Day Jumbo CD
4.15%*
not offered
not offered
not offered
CDs UNDER $100,000*
Minimum deposit $1,000
90 Day CD
3.55%
3.75%
2.25%
2.01%
180 Day CD
3.20%
0.03%
1.50%
2.01%
12 Month CD
2.95%
0.03%
3.00%
2.01%
24 Month CD
2.75%
0.03%
2.00%
2.27%
PERSONAL MONEY MARKET**
Minimum deposit $50
$0.00 - $24,999.99
1.55%
0.04%
0.02%
0.05%
$25,000 - $49,999.99
1.55%
0.04%
0.02%
0.05%
$50,000 - $99,999.99
1.60%
0.04%
0.02%
0.05%
$100,000 - $249,999.99
1.70%
0.04%
0.02%
0.05%
$250,000 - $999,999.99
1.87%
0.04%
0.02%
0.05%
$1,000,000 - $2,499,999.99
2.65%
0.04%
0.02%
0.05%
$2,500,000 - $9,999,999.99
2.80%
0.04%
0.02%
0.05%
$10,000,000 - $19,999,999.99
2.95%
0.04%
0.02%
0.05%
$20,000,000 and Over
3.15%
0.04%
0.02%
0.05%
BUSINESS HIGH YIELD MONEY MARKET**
Minimum deposit $50
$0.00 - $24,999.99
1.55%
0.04%
0.02%
0.05%
$25,000 - $49,999.99
1.55%
0.04%
0.02%
0.05%
$50,000 - $99,999.99
1.60%
0.04%
0.02%
0.05%
$100,000 - $249,999.99
1.70%
0.04%
0.02%
0.05%
$250,000 - $999,999.99
1.87%
0.04%
0.02%
0.05%
$1,000,000 - $2,499,999.99
2.65%
0.04%
0.02%
0.05%
$2,500,000 - $9,999,999.99
2.80%
0.04%
0.02%
0.05%
$10,000,000 - $19,999,999.99
2.95%
0.04%
0.02%
0.05%
$20,000,000 and Over
3.15%
0.04%
0.02%
0.05%
PERSONAL SAVINGS ACCOUNT**
Minimum deposit $50
$0-14,999.99
0.30%
0.01% 0.01% 0.01%
$15,000 and over
0.50%
0.01%
0.01%
0.01%
BUSINESS SAVINGS ACCOUNT**
Minimum deposit $50
$0-14,999.99
0.30%
0.01%
0.01%
0.01%
$15,000 and over
0.50%
0.01%
0.01%
0.01%

Visit FrostBank.com to see all of our rates. Annual Percentage Yield effective as of 02/10/2025.
*Penalty may be imposed for early CD withdrawal. Fees could reduce the earnings on the account. **The interest rate and annual percentage yield may change at any time at our discretion. Fees could reduce the earnings on the account. *** Data for Bank of America, Chase, and Wells Fargo provided by:

Member FDIC