Community Reinvestment Act Frost is pleased to provide information to the public for inspection under the Community Reinvestment Act (CRA). You may review the information provided, and provide any comments or questions about Frost's website or CRA performance to our main office: Frost c/o CRA Department 111 W. Houston Street San Antonio, TX 78205 If you would like a written copy of the CRA Public File, please ask a banker at any of our financial centers or contact the CRA department at 210-220-4851. Information will be mailed within five business days of receiving the request. CRA Performance Evaluation (March 4, 2024) Community Reinvestment Act Performance Evaluation Frost Assessment Area Maps and Census Tracts (as of July 1, 2025) Austin Map Austin AA Census Tracts College Station Map College Station AA Census Tracts Corpus Christi Map Corpus Christi AA Census Tracts Dallas/Fort Worth Map Dallas /Fort Worth AA Census Tracts Harlingen Map Harlingen AA Census Tracts Houston Map Houston AA Census Tracts McAllen Map McAllen AA Census Tracts Midland Map Midland AA Census Tracts Odessa Map Odessa AA Census Tracts San Antonio Map San Antonio AA Census Tracts Victoria Map Victoria AA Census Tracts Financial Centers (as of July 1, 2025) Austin College Station Corpus Christi Dallas/Fort Worth Harlingen Houston McAllen Midland Odessa San Antonio Victoria View our Locations pages for more information about our financial centers. Financial Center Openings & Closings (as of July 1, 2025) 2022 2023 2024 2025 Frost Products & Services Personal Business CRA & HMDA Disclosure Statements Frost's CRA and HMDA Disclosure Statements are available on the Federal Financial Institutions Examination Council (FFIEC) website. To view these disclosures, you will need one of the following: the year you would like to review the charter number (Respondent ID): 682563 the Institution Name: Frost Bank CRA Disclosure Statement HMDA Disclosure Statement Written Comments Received (as of June 28, 2024) 2022 2023