Higher savings interest rates is a priority for us.
It’s one of the many ways we put our customers first and help them grow financially, plus it's a great way to amplify your savings habits.
Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
|
---|---|---|---|---|
$0.00 - $24,999.99 |
2.15%
|
0.04%
|
0.02%
|
0.26%
|
$25,000 - $49,999.99 |
2.15%
|
0.04%
|
0.02%
|
0.26%
|
$50,000 - $99,999.99 |
2.20%
|
0.04%
|
0.02%
|
0.26%
|
$100,000 - $249,999.99 |
2.30%
|
0.04%
|
0.02%
|
1.02%
|
$250,000 - $999,999.99 |
2.47%
|
0.04%
|
0.02%
|
1.02%
|
$1,000,000 - $2,499,999.99 |
3.25%
|
0.04%
|
0.02%
|
2.51%
|
$2,500,000 - $9,999,999.99 |
3.40%
|
0.04%
|
0.02%
|
2.51%
|
$10,000,000 - $19,999,999.99 |
3.55%
|
0.04%
|
0.02%
|
2.51%
|
$20,000,000 and Over |
3.75%
|
0.04%
|
0.02%
|
2.51%
|
The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/03/2023. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/29/2023
Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
$1,000 to $99,999.99 |
4.55%
90 Day
|
4.00%
90 Day
|
3.00%
90 Day
|
4.51%
90 Day
|
---|---|---|---|---|
4.55%
180 Day
|
0.03%
180 Day
|
4.00%
180 Day
|
2.51%
180 Day
|
|
4.35%
12 Month
|
0.03%
12 Month
|
3.00%
12 Month
|
1.51%
12 Month
|
|
4.05%
24 Month
|
0.03%
24 Month
|
3.00%
24 Month
|
1.51%
24 Month
|
$100,000 and over | |||
---|---|---|---|
2.35%
14 Day
|
0.03%
14 Day
|
0.02%
14 Day
|
not offered
14 Day
|
2.40%
30 Day
|
0.03%
30 Day
|
0.02%
30 Day
|
not offered
30 Day
|
2.45%
60 Day
|
0.03%
60 Day
|
0.02%
60 Day
|
not offered
60 Day
|
5.00%
90 Day
|
4.00%
90 Day
|
3.00%
90 Day
|
4.51%
90 Day
|
5.01%
180 Day
|
0.03%
180 Day
|
5.00%
180 Day
|
2.51%
180 Day
|
4.90%
12 Month
|
0.03%
12 Month
|
3.00%
12 Month
|
2.01%
12 Month
|
4.55%
24 Month
|
0.03%
24 Month
|
3.00%
24 Month
|
2.01%
24 Month
|
$500,000 and over | |||
---|---|---|---|
5.20%*
90 Day
$500,000+ |
not offered
90 Day
$500,000+ |
not offered
90 Day
$500,000+ |
not offered
90 Day
$500,000+ |
*This rate is available to new CDs opened during the promotion. CDs opened prior to 5/1/2023 that are up for renewal during the promotion period are not eligible to receive this special rate.
Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/03/2023. Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/29/2023
Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
|
---|---|---|---|---|
All Balances | 1.00% | 0.01% | 0.01% | 0.15% |
Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/03/2023. Fees could reduce the earnings on the account.
The interest rate and annual percentage yield may change at any time at our discretion.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/29/2023
Savings options to best serve you
ACCOUNTS SET UP WITH YOUR GOALS IN MIND
Frost Savings Account
The perfect way to start building good savings habits.
- Unlimited withdrawals and transfers. You are allowed two free withdrawals per month.
- Can be used as overdraft protection for your checking account
- Transfer money to and from your account online
- Most check deposits will be available the next business day
Frost Money Market
Maintain some flexibility and earn higher returns.
- Tiered interest paid monthly
- Six free withdrawals of any kind are allowed per statement cycle
- Most check deposits will be available by the next business day
- Can be used as overdraft protection for your checking account
- See online images of checks you’ve written
Frost Certificate of Deposit
Set money aside for a fixed time and enjoy a fixed rate of return.
- Backed by the security of Frost and FDIC insured up to $250,000 per depositor
- Account details are viewable online and through Frost Mobile Banking
- May be used to waive monthly service charges for a Frost Checking Account
- May be used for Traditional and Roth IRAs
Experience the Frost difference

Real human support
Here for you all day. And all night. Don't let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678, or stop by a financial center during business hours. You can also schedule an appointment to meet with a banker at a time that's convenient for you. And when you call us through the Frost App, we’ll know it’s you right away – no questions asked.

Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.

Providing peace of mind
Our technology and security tools including freezing your card in the app or customizing Debit Card Alerts are designed to help you feel more at ease that you can monitor your own money.
Some other accounts you may be interested in:
health savings account
For those who are eligible, a Frost HSA can offer tax advantages and more flexible options for covering medical expenses.
retirement accountS
Our wealth advisors are always ready to answer your questions and help you find the right retirement account.
personal checking accounts
Our suite of accounts offers the right choice for everyone.