Business Savings Options / Business High Yield Money Market Account

Frost High Yield Money Market Account

With our Business High Yield Money Market account, you get the liquidity and advantages of our Business Money Market account while earning a higher rate of interest than the big banks offer. That means you get to enjoy a greater return that lets your business grow – which is exactly what we’re here to help with.

0 monthly service charge when you meet any one of the following:
  • Maintain $25,000 minimum daily balance in this account
  • OR $50,000 combined average daily balances* of personal and business deposit accounts

OR

25 monthly service charge if none of the above requirements are met
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*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

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Enjoy higher interest rates with Frost

FROST
Annual Percentage Yield (APY)
 BANK OF AMERICA
Annual Percentage Yield (APY)
 CHASE
Annual Percentage Yield (APY)
 WELLS FARGO
Annual Percentage Yield (APY)
$0.00 - $24,999.99
1.25%
0.04%
0.02%
0.01%
$25,000 - $49,999.99
1.25%
0.04%
0.02%
0.01%
$50,000 - $99,999.99
1.30%
0.04%
0.02%
0.01%
$100,000 - $249,999.99
1.40%
0.04%
0.02%
0.01%
$250,000 - $999,999.99
1.57%
0.04%
0.02%
0.01%
$1,000,000 - $2,499,999.99
2.35%
0.04%
0.02%
0.01%
$2,500,000 - $9,999,999.99
2.50%
0.04%
0.02%
0.01%
$10,000,000 - $19,999,999.99
2.65%
0.04%
0.02%
0.01%
$20,000,000 and Over
2.85%
0.04%
0.02%
0.01%

The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank. Frost Annual Percentage Yield effective as of 12/05/2025. Fees could reduce the earnings on the account. Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 12/03/2025

Business High Yield Money Market Account Schedule of Fees

Business High Yield Money Market account additional features

  • Get all the features of the Frost Business Money Market Account, with a higher interest rate based on tiered amounts
  • Available to Business Checking, Business Checking Plus and Analyzed Checking customers
  • Six free withdrawals of any kind per statement cycle; $5 excess withdrawal fee after six withdrawals of any kind, with a maximum of 10 excess withdrawal fees for a total of $50 per monthly statement cycle
  • Free imaged checks

Opening your account

To open a Business Savings account, call (800) 513-7678 or stop by your local Frost financial center and bring:
  • Tax ID number or SSN if sole proprietorship
    Company’s Tax ID number (or Social Security Number if Sole Proprietorship)
  • Business entity documents
    Certificate of Formation, Certificate of Filing, Company Operating Agreement
  • Government-issued photo ID
    This can be a driver’s license, state ID or U.S. military ID for each account signer
  • Business information
    Business physical address
  • Minimum opening deposit
    You’ll need to make an initial deposit of $50 or more

You may also need to bring state certificate filings and entity minutes authorizing signers.

Documentation may vary depending on your type of business.

Experience the Frost difference

At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.

Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools like freezing your card in the Frost App or customizing Debit Card Alerts are designed to help you feel more in control of your own money.

Still not sure which is the best account for you?

Frost offers different types of savings account designed to meet your business needs.

piggy bank

We’re here to guide you

If you’d like to talk through the options, a Frost Banker is just a phone call away.