Frost High Yield Money Market Account
With our Business High Yield Money Market account, you get the liquidity and advantages of our Business Money Market account while earning a higher rate of interest than the big banks offer. That means you get to enjoy a greater return that lets your business grow – which is exactly what we’re here to help with.
- Maintain $25,000 minimum daily balance in this account
- OR $50,000 combined average daily balances* of personal and business deposit accounts
OR
*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Enjoy higher interest rates with Frost
|
FROST
Annual Percentage Yield (APY)
|
BANK OF AMERICA
Annual Percentage Yield (APY)
|
CHASE
Annual Percentage Yield (APY)
|
WELLS FARGO
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
|
$0.00 - $24,999.99
|
1.55%
|
0.04%
|
0.02%
|
0.01%
|
|
$25,000 - $49,999.99
|
1.55%
|
0.04%
|
0.02%
|
0.01%
|
|
$50,000 - $99,999.99
|
1.60%
|
0.04%
|
0.02%
|
0.01%
|
|
$100,000 - $249,999.99
|
1.70%
|
0.04%
|
0.02%
|
0.01%
|
|
$250,000 - $999,999.99
|
1.87%
|
0.04%
|
0.02%
|
0.01%
|
|
$1,000,000 - $2,499,999.99
|
2.65%
|
0.04%
|
0.02%
|
0.01%
|
|
$2,500,000 - $9,999,999.99
|
2.80%
|
0.04%
|
0.02%
|
0.01%
|
|
$10,000,000 - $19,999,999.99
|
2.95%
|
0.04%
|
0.02%
|
0.01%
|
|
$20,000,000 and Over
|
3.15%
|
0.04%
|
0.02%
|
0.01%
|
The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank.
Frost Annual Percentage Yield effective as of 07/10/2025. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 07/09/2025
Business High Yield Money Market account additional features
- Get all the features of the Frost Business Money Market Account, with a higher interest rate based on tiered amounts
- Available to Business Checking, Business Checking Plus and Analyzed Checking customers
- Six free withdrawals of any kind per statement cycle; $5 excess withdrawal fee after six withdrawals of any kind, with a maximum of 10 excess withdrawal fees for a total of $50 per monthly statement cycle
- Free imaged checks
Opening your account
-
Tax ID number or SSN if sole proprietorship
Company’s Tax ID number (or Social Security Number if Sole Proprietorship) -
Business entity documents
Certificate of Formation, Certificate of Filing, Company Operating Agreement -
Government-issued photo ID
This can be a driver’s license, state ID or U.S. military ID for each account signer -
Business information
Business physical address -
Minimum opening deposit
You’ll need to make an initial deposit of $50 or more
You may also need to bring state certificate filings and entity minutes authorizing signers.
Documentation may vary depending on your type of business.
Experience the Frost difference
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
