Under age 25? Learn about this account
Frost Personal Account
8 or 0
monthly service charge
View ways to waiveThe essential account for feeling confident about your money.
- 24/7 customer support
- Deposits made before 9 pm CST generally available next business day
- Choose your debit card design
- Mobile app designed with you in mind
- 1,300+ ATMs including H-E-B and Circle K locations
Frost Plus Account
15 or 0
monthly service charge
View ways to waiveYou’ve worked hard, now let your money work for you.
- Get all the features of the Frost Personal Account, plus:
- Open as many service charge-free personal Frost Savings Accounts as you have savings goals
- ATM fee refunds up to $5 per statement cycle when using non-Frost ATMs
- No fees for cashier’s checks, money orders and standard Frost checks
Frost Premium Account
30 or 0
monthly service charge
View ways to waiveThe account for those who entrust us with their wealth.
- Get all the features of the Frost Plus Account, plus:
- ATM fee refunds up to $15 per statement cycle when using non-Frost ATMs
- No wire transfer or overdraft fees
- Open unlimited personal checking, savings and money market accounts with no monthly service charges
Bank where you matter
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.

Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678

Easy access to your money
From ATMs at H-E-B and Circle K to financial centers across the state, we’ll never come between you and your money.

Providing peace of mind
Our technology and security tools including freezing your card in the app or customizing Debit Card Alerts are designed to help you feel more at ease that you can monitor your own money.
Quality features everyone qualifies for.
We believe everyone should have access to the kinds of features and benefits that make life easier, no matter the size of your account.

Beautify your wallet
Pay the way you want—from tap and go to digital wallet. And choose a debit card color when you open your account.
Debit Card Alerts
We watch every account for fraud and will send you a text to alert you if something looks suspicious.

Send Money with Zelle
Split the bill or pay back a friend quickly and securely by text or email with Zelle*.
* Must hold a U.S. bank account, email or mobile number.

Fast access to mobile deposits
Snap a photo by 9pm CST to generally have access to deposited checks the next business day.

Freeze your card
Misplaced your debit card? Freeze it with a tap. Found it in the laundry? Unfreeze.
