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Personal banking solutions

Your personal finances are just that: personal. We take special care to protect your information and make sure you are making the right decisions. Discover what Frost has to offer for your personal banking, investment and insurance needs.

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Juan M. Customer since 1981

Explore products and services for every stage of life

We provide 24/7 support over the phone or through live chat.

Checking

With multiple checking account options, we're here to support your financial goals, keep your money accessible and offer help when you need it.
Savings

Build for the future and take advantage of growing interest rates with a Frost savings account, money market account or CD.
Loans

Whether you need to borrow for a home improvement project, debt consolidation or fund future plans, we have multiple loan options to fit your needs.
Frost Online & Mobile Banking

With online and mobile banking, you can easily: deposit checks, send money, pay bills, set up fraud alerts, transfer funds and more.
Investments

Your investment decisions are highly personal. That’s why Frost is here to help you navigate them, so you can make smart, informed choices about your finances.
Insurance

We prefer people over policy. Which is why we think in terms of managing risk and minimizing the long-term cost. It’s about making sure you have the confidence and peace of mind of knowing we have your back.

Building better financial health

Barriers to financial belonging are barriers to financial health. We fielded this research and put in the work every day to make sure our customers feel like they belong.

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Bank anytime, anywhere with the mobile app

Our top-rated banking app offers powerful features you'll love to use, such as the ability to send money to friends, see all your accounts in one place and securely log in with biometric technology.

Explore the Frost App

See what our customers say about us

When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. Don’t take our word for it. Here’s what our customers have to say about us.

There are no surprise charges, they’re always there to help people. I’ve always been very happy with Frost.

Virginia T.
Customer for 10+ years

This sounds so silly, but I love my bank. I love the friendliness, I love the customer service, I love how they treat you the same regardless of if you have $10 or $10 million.

Diana V.
Customer for 10+ years

I love the ability to contact customer service 24/7 and now many of the issues I have are fixable on my app.

Becky A.
Customer for 8+ years