business banking / business bank cards
Find the right card for your business
Running a business requires financial flexibility. Our business bank cards allow you to make purchases for your business, manage unpredictable expenses and take advantage of extra benefits that help your company thrive.
Business Bank Cards
$0 Annual Fee Cards
Business Rewards Credit Card
Earn cash back or points toward travel, gift cards, merchandise and more.
- Earn points with each purchase*
- Choose from cash back, airline miles, gift cards, merchandise and more
- A revolving balance option for credit lines of $50,000 and under
- Individual credit lines for employees
Business Platinum Credit Card
Ideal for businesses that want to separate business expenses from personal expenses and manage cash flow.
- Separate business expenses from personal expenses
- Revolving balance option for credit lines of $50,000 and under
- Individual credit lines for employees
Frost Commercial Card
Designed to reduce payment costs, enhance control and streamline your payment processing.
- Carry one card for all your business-related expenses
- Pre-set controls and spending limits let you define card use by employee, department or division, including spending limits
Business Rewards Credit Card
Earn cash back or points toward travel, gift cards, merchandise and more.
- Earn points with each purchase**
- Choose from cash back, airline miles, gift cards, merchandise and more
- A revolving balance option for credit lines of $50,000 and under
- Individual credit lines for employees
Business Platinum Credit Card
Ideal for businesses that want to separate business expenses from personal expenses and manage cash flow.
- Separate business expenses from personal expenses
- Revolving balance option for credit lines of $50,000 and under
- Individual credit lines for employees
Frost Commercial Card
Designed to reduce payment costs, enhance control and streamline your payment processing.
- Carry one card for all your business-related expenses
- Pre-set controls and spending limits let you define card use by employee, department or division, including spending limits
Frost Business Rewards Credit Cards and Business Platinum Credit Cards are made available by Commerce Bank, a long-standing and trusted partner of Frost. Commerce Bank is the issuer and overseeing party of all applications and ongoing account servicing. Together, Frost and Commerce Bank share a focus on customer service and financial security. If you have any questions or would like additional assistance, email our Credit Card Support Team at creditcard.support@frostbank.com.
Business Rewards Credit Card
Earn points toward valuable rewards
The Business Rewards Credit Card from Frost can help you manage your company’s finances while earning points toward valuable rewards. Features of this card include:
- Earn points with each purchase*
- Choose from cash back, airline miles, gift card, merchandise and more
- Online reward redemption available 24/7, 365 days a year
- Take up to four years to redeem your rewards before they expire
- $300,000 Worldwide Automatic Travel and Accident Insurance
The Business Rewards Credit Card has a variable Annual Percentage Rate (APR) of 9.9% + the Prime Rate.**
Learn more
To apply online, click here. Subject to credit approval.
Application Guidelines:
- for-profit company
- monthly credit limit cap of $25,000
- current Frost customers only
To apply, simply complete the Business Rewards Credit Card application and return by mail or bring it to a Frost financial center. Subject to credit approval.
Application Guidelines:
- for-profit and non-profit companies
- monthly credit limit cap of $100,000
- current Frost customers only
Mail to:
Frost Business Credit Cards
P.O. Box 1375
San Antonio, TX 78295
Business Platinum Credit Card
Make business-related purchases without the hassle of petty cash or company checks
Designed to save you time, create efficiencies and provide protection for your business.
- No annual fee
- Individual credit lines for employees
- Separate business expenses from personal expenses
- Revolving balance option for credit lines of $50,000 and under
- $300,000 Worldwide Automatic Travel and Accident Insurance
Interest Rates
The Business Platinum Credit Card has a variable Annual Percentage Rate (APR) of 5.9% + the Prime Rate. **
To apply online, click here. Subject to credit approval.
Application Guidelines:
- for-profit company
- monthly credit limit cap of $25,000
- current Frost customers only
To apply, simply complete the Business Platinum Credit Card application and return by mail or bring it to a Frost financial center. Subject to credit approval.
Application Guidelines:
- for-profit and non-profit companies
- monthly credit limit cap of $100,000
- current Frost customers only
Mail to:
Frost Business Credit Cards
P.O. Box 1375
San Antonio, TX 78295
Frost Commercial Card
Gain control over your business-to-business procurement process
Simplify and control your purchasing and payment needs by managing your Purchasing and Travel & Entertainment programs on a single platform with Frost Commercial Card.
- No annual fee
- Carry one card for all your business-related expenses
- Manage your organization’s cardholder limits via an online platform with real-time card maintenance and management
- Pre-set controls and spending limits let you define card use by employee, department or division, including daily, monthly and per-transaction spending limits
- $300,000 Worldwide Automatic Travel and Accident Insurance
Contact Frost Commercial Card Operations Monday - Friday 7:00 am - 6:00 pm CST at (888) 308-3555.
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