Personal / Personal Loans Our personal loans come with a personal touch Whether you need to borrow for a home improvement project, unexpected expenses or education, you get more than just competitive rates and flexible options with Frost. You get a relationship. So you'll have someone in your corner who will take the time to understand your unique needs, find the right solution and support you each and every step of the way. Elizabeth E. Customer since 1995 Let us guide you If you’re not sure which loan is right for your needs, our Loan Selection Tool can help guide you. Find my loan Home Equity and Home Improvement Loans Home Equity Line of Credit Access the money you need, when you need it Put your home's equity to work and gain easy, flexible access to a revolving line of credit and pay interest only on the amount you borrow. The loan can go toward almost anything, such as: Home remodeling Debt consolidation Unexpected expenses Learn more Home Equity Loans Borrow for whatever you want, all at once Whether you’re tackling projects on a budget or making a major purchase, use the equity in your home to secure a one-time lump sum for any financial goal — all at a lower interest rate than most other banks. You can use the money for whatever you need, including: Home repairs or renovations Debt consolidation College tuition Buying a car Learn more Home Improvement Loan Finance a home improvement project Increase the value of your home with this unique loan offering competitive interest rates. This is a good option for projects such as: Kitchen renovations Roof repairs Pool installation Learn more Frost Mortgage We make mortgages human Experience a new kind of mortgage that’s built to get you home. We’ll be by your side the whole way there. Take the first step Additional loan options that might be right for you Personal Line of Credit Get access to cash at a low interest rate to cover unexpected expenses or just give your bank account some extra cushion. Stay flexible Personal Loan Pay off bills, finance a vacation or build your credit at competitive interest rates. Fund your goals Auto Loan Whether you’re looking for a new or used vehicle, we offer a variety of loans at fixed, competitive rates. Start your engine We’re here to guide you Talk to a Personal Loan Advisor (866) 376-7889 Find a location Need to log back in and finish an application? Complete Application