Business Savings Options / Business Money Market Account

Frost Money Market Account

Our Business Money Market Account is centered around helping you earn more and access cash when you need it. And because we’re committed to helping our customers grow and prosper, we’re always looking to raise our rates. 
0 monthly service charge when you meet any one of the following:
  • Maintain $2,500 minimum daily balance in this account

OR

12 monthly service charge if none of the above requirements are met
Let's get started
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Run your business while increasing your assets

See how our rates stack up against other banks

FROST
Annual Percentage Yield (APY)
 BANK OF AMERICA
Annual Percentage Yield (APY)
 CHASE
Annual Percentage Yield (APY)
 WELLS FARGO
Annual Percentage Yield (APY)
$0.00 - $24,999.99
0.80%
0.01%
0.01%
0.01%
$25,000 - $49,999.99
0.80%
0.01%
0.01%
0.01%
$50,000 - $99,999.99
1.00%
0.01%
0.01%
0.01%
$100,000 - $249,999.99
1.10%
0.01%
0.01%
0.01%
$250,000 - $999,999.99
1.20%
0.01%
0.01%
0.01%
$1,000,000 - $2,499,999.99
1.50%
0.01%
0.01%
0.01%
$2,500,000 - $9,999,999.99
1.60%
0.01%
0.01%
0.01%
$10,000,000 - $19,999,999.99
1.60%
0.01%
0.01%
0.01%
$20,000,000 and Over
1.60%
0.01%
0.01%
0.01%


The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank Frost Annual Percentage Yield effective as of 12/05/2025. Fees could reduce the earnings on the account. Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 12/03/2025

Business Money Market Account Schedule of Fees

Business Money Market account additional features

  • Earn interest based on tiered amounts
  • Six free withdrawals of any kind per statement cycle; $5 excess withdrawal fee after six withdrawals of any kind, with a maximum of 10 excess withdrawal fees for a total of $50 per monthly statement cycle
  • Free imaged checks
  • Available to Business Checking, Business Checking Plus and Analyzed Checking customers

Opening your account

To open a Business Savings account, call (800) 513-7678 or stop by your local Frost financial center and bring:
  • Tax ID number or SSN if sole proprietorship
    Company’s Tax ID number (or Social Security Number if Sole Proprietorship)
  • Business entity documents
    Certificate of Formation, Certificate of Filing, Company Operating Agreement
  • Government-issued photo ID
    This can be a driver’s license, state ID or U.S. military ID for each account signer
  • Business information
    Business physical address
  • Minimum opening deposit
    You’ll need to make an initial deposit of $50 or more

You may also need to bring state certificate filings and entity minutes authorizing signers.

Documentation may vary depending on your type of business.

Experience the Frost difference

At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.

Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools, like freezing your card in the Frost App or customizing Debit Card Alerts, are designed to help you feel more in control of your own money.

Still not sure which is the best account for you?

Frost offers different types of savings account designed to meet your business needs.

piggy bank

We’re here to guide you

If you’d like to talk through the options, a Frost Banker is just a phone call away.