Frost Money Market Account
Our Business Money Market Account is centered around helping you earn more and access cash when you need it. And because we’re committed to helping our customers grow and prosper, we’re always looking to raise our rates.
0
monthly service charge when you meet any one of the following:
- Maintain $2,500 minimum daily balance in this account
OR
12
monthly service charge if none of the above requirements are met
Let's get started
Run your business while increasing your assets
See how our rates stack up against other banks
|
FROST
Annual Percentage Yield (APY)
|
BANK OF AMERICA
Annual Percentage Yield (APY)
|
CHASE
Annual Percentage Yield (APY)
|
WELLS FARGO
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
|
$0.00 - $24,999.99 |
1.00%
|
0.01%
|
0.01%
|
0.01%
|
$25,000 - $49,999.99 |
1.00%
|
0.01%
|
0.01%
|
0.01%
|
$50,000 - $99,999.99 |
1.20%
|
0.01%
|
0.01%
|
0.01%
|
$100,000 - $249,999.99 |
1.30%
|
0.01%
|
0.01%
|
0.01%
|
$250,000 - $999,999.99 |
1.40%
|
0.01%
|
0.01%
|
0.01%
|
$1,000,000 - $2,499,999.99 |
1.70%
|
0.01%
|
0.01%
|
0.01%
|
$2,500,000 - $9,999,999.99 |
1.80%
|
0.01%
|
0.01%
|
0.01%
|
$10,000,000 - $19,999,999.99 |
1.80%
|
0.01%
|
0.01%
|
0.01%
|
$20,000,000 and Over |
1.80%
|
0.01%
|
0.01%
|
0.01%
|
The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 07/24/2025. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 07/23/2025
Business Money Market account additional features
- Earn interest based on tiered amounts
- Six free withdrawals of any kind per statement cycle; $5 excess withdrawal fee after six withdrawals of any kind, with a maximum of 10 excess withdrawal fees for a total of $50 per monthly statement cycle
- Free imaged checks
- Available to Business Checking, Business Checking Plus and Analyzed Checking customers
Opening your account
To open a Business Savings account, call (800) 513-7678 or stop by your local Frost financial center and bring:
-
Tax ID number or SSN if sole proprietorship
Company’s Tax ID number (or Social Security Number if Sole Proprietorship) -
Business entity documents
Certificate of Formation, Certificate of Filing, Company Operating Agreement -
Government-issued photo ID
This can be a driver’s license, state ID or U.S. military ID for each account signer -
Business information
Business physical address -
Minimum opening deposit
You’ll need to make an initial deposit of $50 or more
You may also need to bring state certificate filings and entity minutes authorizing signers.
Documentation may vary depending on your type of business.
Experience the Frost difference
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep.
Give us a call 24/7 at (800) 513-7678.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools, like freezing your card in the Frost App or customizing Debit Card Alerts, are designed to help you feel more in control of your own money.
