Business Banking / Business Savings Options Savings accounts that always put your best interest first Build your balance – and your bottom line. Whether you’re saving for today’s needs or tomorrow’s opportunities, we’ll ensure your money works just as hard as you do for your business. Save the same way you do business Focused on growth? Our accounts share the same mindset. Earn a great return on what you put away — and let’s turn your plans into milestones. Frost BusinessSavings Account 3.50 monthly service charge OR 0 with ways to waive A safe place for an emergency fund or begin saving for different goals. Interest paid quarterly Unlimited lobby and Frost ATM withdrawals Two free withdrawals per month Free online transfers to and from your Frost checking account Use as overdraft protection for your Frost checking account Learn more Frost BusinessMoney Market 12 monthly service charge OR 0 with ways to waive Earn more and access cash when you need it. Earn interest based on tiered amounts Six free withdrawals of any kind are allowed per statement cycle Free imaged checks Learn more Frost Business High Yield Money Market 25 monthly service charge OR 0 with ways to waive Enjoy a greater return that lets your business grow. Get all the features of the Frost Business Money Market Account, with a higher interest rate based on tiered amounts Available to Business Checking, Business Checking Plus and Analyzed Checking customers Learn more Frost BusinessCertificate of Deposit 1,000 minimum opening deposit Give your business predictable, guaranteed returns. No monthly service charge Competitive interest rates, guaranteed until maturity Automatically renewable at the effective rate at maturity Learn more Frost BusinessSavings Account 3.50 monthly service charge OR 0 with ways to waive A safe place for an emergency fund or begin saving for different goals. Interest paid quarterly Unlimited lobby and Frost ATM withdrawals Two free withdrawals per month Free online transfers to and from your Frost checking account Use as overdraft protection for your Frost checking account Learn more Frost BusinessMoney Market 12 monthly service charge OR 0 with ways to waive Maintain some flexibility and earn higher returns. Earn interest based on tiered amounts Six free withdrawals of any kind are allowed per statement cycle Free imaged checks Learn more Frost Business High Yield Money Market 25 monthly service charge OR 0 with ways to waive Enjoy a greater return that lets your business grow. Get all the features of the Frost Business Money Market Account, with a higher interest rate based on tiered amounts Available to Business Checking, Business Checking Plus and Analyzed Checking customers Learn more Frost BusinessCertificate of Deposit 1,000 Minimum opening deposit Give your business predictable, guaranteed returns. No monthly service charge Competitive interest rates, guaranteed until maturity Automatically renewable at the effective rate at maturity Learn more Let's get started Do you have a Frost Account? Yes, log me in Log in or register for online banking access for a faster, prefilled application. No, sign me up You can open your first Frost Savings Account at your neares financial center Open at a nearby location Take funds further with higher rates Here at Frost, we’re committed to higher rates. Because a true partnership means being part of your success. See just how we stack up to other banks. Business Savings Business Money Market Business High Yield Money Market Business CDs FROST Annual Percentage Yield (APY) BANK OF AMERICA Annual Percentage Yield (APY) CHASE Annual Percentage Yield (APY) WELLS FARGO Annual Percentage Yield (APY) $0-14,999.99 0.05% 0.01% 0.01% 0.01% Data for Frost Bank provided by Frost BankAll Bank of America, Chase, and Wells Fargo rate data shown for an equivalent account of $1-$25,000 Frost Annual Percentage Yield effective as of 12/19/2025. Fees could reduce the earnings on the account. The interest rate and annual percentage yield may change at any time at our discretion. Data for Bank of America, Chase, and Wells Fargo provided by: Information effective 12/17/2025 FROST Annual Percentage Yield (APY) BANK OF AMERICA Annual Percentage Yield (APY) CHASE Annual Percentage Yield (APY) WELLS FARGO Annual Percentage Yield (APY) $0.00 - $24,999.99 0.70% 0.01% 0.01% 0.01% $25,000 - $49,999.99 0.70% 0.01% 0.01% 0.01% $50,000 - $99,999.99 0.90% 0.01% 0.01% 0.01% $100,000 - $249,999.99 1.00% 0.01% 0.01% 0.01% $250,000 - $999,999.99 1.10% 0.01% 0.01% 0.01% $1,000,000 - $2,499,999.99 1.40% 0.01% 0.01% 0.01% $2,500,000 - $9,999,999.99 1.50% 0.01% 0.01% 0.01% $10,000,000 - $19,999,999.99 1.50% 0.01% 0.01% 0.01% $20,000,000 and Over 1.50% 0.01% 0.01% 0.01% The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank Frost Annual Percentage Yield effective as of 12/19/2025. Fees could reduce the earnings on the account. Data for Bank of America, Chase, and Wells Fargo provided by: Information effective 12/17/2025 FROST Annual Percentage Yield (APY) BANK OF AMERICA Annual Percentage Yield (APY) CHASE Annual Percentage Yield (APY) WELLS FARGO Annual Percentage Yield (APY) $0.00 - $24,999.99 1.10% 0.04% 0.02% 0.01% $25,000 - $49,999.99 1.10% 0.04% 0.02% 0.01% $50,000 - $99,999.99 1.15% 0.04% 0.02% 0.01% $100,000 - $249,999.99 1.25% 0.04% 0.02% 0.01% $250,000 - $999,999.99 1.42% 0.04% 0.02% 0.01% $1,000,000 - $2,499,999.99 2.20% 0.04% 0.02% 0.01% $2,500,000 - $9,999,999.99 2.35% 0.04% 0.02% 0.01% $10,000,000 - $19,999,999.99 2.50% 0.04% 0.02% 0.01% $20,000,000 and Over 2.70% 0.04% 0.02% 0.01% Data for Frost Bank provided by Frost Bank Frost Annual Percentage Yield effective as of 12/19/2025. Fees could reduce the earnings on the account. Data for Bank of America, Chase, and Wells Fargo provided by: Information effective 12/17/2025 FROST Annual Percentage Yield (APY) BANK OF AMERICA Annual Percentage Yield (APY) CHASE Annual Percentage Yield (APY) WELLS FARGO Annual Percentage Yield (APY) $1,000 to $99,999.99 2.75% 90 Day 3.00% 90 Day 3.50% 90 Day 1.02% 90 Day 2.60% 180 Day 0.03% 180 Day 0.75% 180 Day 1.02% 180 Day 2.25% 12 Month 0.03% 12 Month 1.75% 12 Month 1.51% 12 Month 2.05% 24 Month 0.03% 24 Month 2.00% 24 Month 1.76% 24 Month $100,000 and over 1.45% 14 Day 0.03% 14 Day unavailable 14 Day not offered 14 Day 1.50% 30 Day 0.03% 30 Day 0.02% 30 Day not offered 30 Day 1.60% 60 Day 0.03% 60 Day 1.01% 60 Day not offered 60 Day 3.10% 90 Day 3.00% 90 Day 4.00% 90 Day 1.02% 90 Day 3.00% 180 Day 0.03% 180 Day 0.75% 180 Day 1.02% 180 Day 2.70% 12 Month 0.03% 12 Month 1.75% 12 Month 1.51% 12 Month 2.55% 24 Month 0.03% 24 Month 2.00% 24 Month 2.27% 24 Month $500,000 and over 3.35%* 90 Day$500,000+ 3.00% 90 Day$500,000+ 4.00% 90 Day$500,000+ 1.02% 90 Day$500,000+ *This rate is available to new CDs opened during the promotion. CDs opened prior to 5/1/2023 that are up for renewal during the promotion period are not eligible to receive this special rate. Data for Frost Bank provided by Frost Bank Frost Annual Percentage Yield effective as of 12/19/2025. Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Data for Bank of America, Chase, and Wells Fargo provided by: Information effective 12/17/2025 Experience the Frost difference At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it. Real human support Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678. Easy access to your money Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County. Providing peace of mind Our technology and security tools like freezing your card in the Frost App or customizing Debit Card Alerts are designed to help you feel more in control of your own money. Bank wherever your business takes you Our top-rated app offers all the tools you need to do business anywhere. Make deposits and payments in the office or on the road Stay up to date on all your company finances Explore the Frost App Some other accounts you may be interested in Small business No matter the size of your business, you get the personal attention you deserve at Frost. Learn more about Small Business account options Business checking accounts Learn how our straightforward pricing adjusts to your business needs. Explore account options Treasury management Improve cash flow, lower costs, and simplify accounting with Frost's Treasury Management services. Learn more about treasury management services We’re here to guide you If you’d like to talk through the options, a Frost Banker is just a phone call away. Get in touch Find a location Search THIRD-PARTY SITE You're about to open a third-party website in a separate browser window. The site you are about to enter may be less secure and may have a privacy statement that differs from Frost. The products and services offered on this third-party website are not provided or guaranteed by Frost. Please note that you'll still be able to view the current page on frostbank.com. Would you like to continue?