BUSINESS CHECKING OPTIONS / BUSINESS CHECKING PLUS ACCOUNT
Frost Business Checking Plus Account
An account tailored to the unique needs of midsize businesses, designed to help you protect what you’ve built.
monthly service charge
monthly service charge
when you meet any one of the following:
- $25,000 minimum daily balance in the account OR
- Have a $40,000 combined average daily balances of business deposit accounts under the same business name OR
- A minimum of $2,500 net spending on your linked Frost Visa Business Debit Card posted per statement cycle OR
- Have a Frost Merchant Services Account in the same business name
Frost Business Checking Plus Account features
- All incoming wires at no charge
- First three outgoing wires of any type per statement cycle will be charged and automatically refunded
- Cashier’s checks, money orders and stop payments at no additional charge
- 500 non-electronic items plus unlimited electronic deposits and withdrawals at no charge
- $20,000 in cash processing per month at no additional charge
- Frost Business Checking Account with no monthly service fee to help manage complex financial needs
- Frost Business Savings Account with no monthly service fee to help save for the future
- Frost Visa Business Debit Card
Experience award winning service
We’ve been recognized with the most prestigious awards a bank can receive, but to us, the real measure of our success as a business is how we help you grow yours
Experience the Frost difference
At our core, we're just people helping people.
We're passionate about supporting your financial goals, keeping your money accessible, and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (866) 376-7889.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools like freezing your card in the app or customizing debit card alerts are designed to help you feel more in control of your own money.
See what our business customers say about us
We go above and beyond to be a trusted advisor in all aspects of your business. On the journey ahead, you can feel good knowing you always have a bank ready to meet your needs.
Item Processing
| Total Items Processed | Fee |
|---|---|
| 0-500 | $0 |
| 501+ | $0.35 per item |
Cash Processing
| Total Cash Processed | Fee |
|---|---|
| $0-$20,000.00 | $0 |
| $20,000.01+ | $0.25 per $100, rounded down |
| Frost ATMs | $0 |
|---|---|
| Pulse Point-of-Sale Terminals | $0 |
| H-E-B, Corner Store, and Circle K Locations in Texas | $0 |
| Non-Frost ATMs | $0 for any Inquiries, Transfers or Withdrawals while using a non-Frost ATM, plus any fees the ATM owner charges. |
| Notice regarding ATM fee by others - If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or an automated transfer network and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer | |
| Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item presented for payment we pay that overdraws your account more than $5, up to a maximum fee of $175 per day. |
|---|---|
| Non-sufficient Funds | $35 per item - If we determine, in our sole discretion based on information provided when the withdrawal or debit is presented to us for payment, that the Item is being represented for payment (meaning it was previously presented for payment and returned unpaid), we will not charge you an additional fee if your Current Balance is less than the amount needed to pay the Item and we return it due to non-sufficient funds. However, if we do not determine that the withdrawal or debit is a represented Item and we return it due to non-sufficient funds or we pay the Item that results in an overdraft, you will be charged the corresponding fee. |
Overdraft Protection Transfer, each advance from:
|
$0 $0 (interest will apply on the outstanding balance) |
| Account research/Statement balancing | $20 per hour ($20 minimum) |
|---|---|
| Check certification | $10 |
| Check copy | $2 per item (first five items free for imaged customers) |
| Check order | Fee varies |
| Cashier’s check | $0 per item |
| Money order | $0 per item |
| Return item | $5 per item |
| Statement copy | $2 per copy |
| Stop payment | $0 per item |
| Outgoing wire transfer | Fee varies; first three per statement cycle at no charge. (Fee will be assessed then refunded the next business day.) |
| Incoming wire transfer | $0 |
| Domestic collection item | $20 per item |
| Foreign collection item | $40 per item |
| Hold mail at financial center for pick-up | $10 per month |
| Signature Verification |
$3.00 per month plus $0.10 per item |
