Frost Savings Account

Be prepared to meet your goals and plan for the unexpected.

The Frost Savings Account is the perfect way to start building good savings habits. It’s a safe place for an emergency fund or to begin bucketing funds as you’re saving for different goals. Plus, when you deposit or transfer as little as $10 into your savings each month, you won't pay a monthly service charge. Also, we’ve raised our interest rates to some of the highest in the industry. It's just a little way we say kudos for being great savers.

Start saving today

Enjoy higher interest rates with Frost.

Annual Percentage Yield (APY)
Bank of America
Annual Percentage Yield (APY)
Annual Percentage Yield (APY)
Wells Fargo
Annual Percentage Yield (APY)
All Balances

Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 10/01/2022. Fees could reduce the earnings on the account.
The interest rate and annual percentage yield may change at any time at our discretion.
Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 09/28/2022

Savings Account Details
Monthly Service Charge
  • $3.50
  • Options to waive monthly service charge:
    • Maintain a $300 minimum daily balance in this account
    • OR make monthly deposits to this account totaling $10 or more
    • OR one account owner is under age 25
    • OR own a Frost Plus Account or Frost Premium Account
Additional Features
  • Can be used as overdraft protection for your checking account
  • Most check deposits will be available the next business day
  • Transfer money to and from your account online
  • Unlimited withdrawals and transfers. You are allowed two free withdrawals per month. There will be a $3.00 savings withdrawal fee for each additional withdrawal over two per month.

Here are a few ways to put your Frost Savings Account to good use.

The funds you deposit here stay liquid so you can access your money to do things like:

Cover auto repairs

Take on house projects

Pay cash for that bike you’ve been eyeing

Ready to open an account?
Ready to open an account?
Current Frost Customers

Open your Frost Savings Account online:

  • Log in to Frost Online Banking
  • Click on Open New Account
  • Follow the steps and start saving
New Frost Customers

You can open a Frost Savings Account at your nearest financial center.

If you want to get started online, you’ll need to open a personal checking account first.

Open a Frost Personal Checking Account
Still not sure which is the best account for you?

We’ve put some key details into an easy-to-use chart.

Compare all savings accounts

We’re here to guide you.

If you’d like to talk through the options, a Frost Banker is just a phone call away.

Call us at
(866) 376-7889

Or stop in to your nearest
Frost Financial Center.