Personal Savings Account Comparison Chart

It’s not always easy to decide how best to save for your goals. Maybe your priority is supplementing your retirement savings. Or maybe you’re ready to start an emergency fund. Take a look at the differences between each savings option to find the account with the right mix of access to your money, interest rates and more.

Frost Savings Account
Frost Money Market
Frost Certificate of Deposit Account
Monthly Service Charge $3.50 $15.00 n/a
Options to Waive Monthly Service Charge
  • Maintain a $300 minimum daily balance in this account
  • OR make monthly deposits to this account totaling $10 or more
  • OR one account owner is under age 25
  • OR own a Frost Plus Account or Frost Premium Account
  • $15,000 minimum daily balance
  • OR own a Frost Premium Account
  • Unlimited withdrawals and transfers
  • You are allowed two free withdrawals per month. There will be a $3.00 savings withdrawal fee for each additional withdrawal over two per month.
  • Unlimited withdrawals and transfers
  • You are allowed six free check withdrawals per statement cycle. There will be a $10 excess check charge for each additional check over six paid during the statement cycle.
Any withdrawals prior to maturity date are subject to early withdrawal penalty
Complete Schedule of Fees View details View details View details

We’re here to guide you.

If you’d like to talk through the options, a Frost Banker is just a phone call away.

Call us at
(866) 376-7889

Or stop in to your nearest
Frost Financial Center.