personal / frost savings accounts

Saving Deserves Rewarding

We've raised our interest rates on all personal savings accounts to some of the highest in the industry. It's just a little way we say kudos for being great savers.

Personal Savings Account Comparison Chart

Frost Savings
Frost Money Market
Frost CD
Monthly Service Charge $3.50 $15.00 n/a
Options to Waive Monthly Service Charge
  • Maintain a $300 minimum daily balance in this account
  • OR make monthly deposits to this account totaling $10 or more
  • OR one account owner is under age 25
  • OR own a Frost Plus Account or Frost Premium Account
  • $15,000 minimum daily balance
  • OR own a Frost Premium Account
n/a
Withdrawals
  • Unlimited withdrawals and transfers
  • You are allowed two free withdrawals per month. There will be a $3.00 savings withdrawal fee for each additional withdrawal over two per month.
  • Six free withdrawals of any kind are allowed per statement cycle.
  • There is a $5 Excess Withdrawal Fee for each additional withdrawal of any kind over six during the statement cycle. A maximum of 10 Excess Withdrawal Fees will be charged for a total of $50 per monthly statement cycle.
Any withdrawals prior to maturity date are subject to early withdrawal penalty
Complete Schedule of Fees View details View details View details

Some other accounts you may be interested in:

health savings account

For those who are eligible, a Frost HSA can offer tax advantages and more flexible options for covering medical expenses.

Learn more about Frost HSA 

retirement account

Frost Wealth Advisors are always ready to answer your questions and help you find the right retirement account.

Explore IRA and retirement account options

personal checking accounts

Our suite of accounts offers the right choice for everyone.

Explore account options