Savings Account Options / Personal Savings Account Comparison Chart

Start small or dream big with options designed to lift your balance – and your spirits

Whether you’re looking for a little simplicity or a larger return, it’s easy to save your way.

	FROST SAVINGS	FROST MONEY MARKET	FROST CERTIFICATE OF DEPOSIT
Monthly Service Charge	$3.50	$15.00	n/a
Options to Waive Monthly Service Charge	Maintain a $100 minimum daily balance in this account OR make monthly deposits to this account totaling $10 or more OR one account owner is under age 25 OR own a Frost Plus Account or Frost Premium Account	$15,000 minimum daily balance OR own a Frost Premium Account	n/a
Withdrawals	Unlimited transfers to an account in your name at Frost. You are allowed two free withdrawals per month. There will be a $3.00 savings withdrawal fee for each additional withdrawal over two per month.	Six free withdrawals of any kind are allowed per statement cycle. There is a $5 Excess Withdrawal Fee for each additional withdrawal of any kind over six during the statement cycle. A maximum of 10 Excess Withdrawal Fees will be charged for a total of $50 per monthly statement cycle.	Any withdrawals prior to maturity date are subject to early withdrawal penalty.
Complete Schedule of Fees	View details	View details	View details

Some other accounts you may be interested in:

Health Savings Account

For those who are eligible, a Frost HSA can offer tax advantages and more flexible options for covering medical expenses.

Retirement account

Frost Wealth Advisors are always ready to answer your questions and help you find the right retirement account.

Personal checking accounts

Our suite of accounts offers the right choice for everyone.

We’re here to guide you

If you’d like to talk through the options, a Frost Banker is just a phone call away.