Employee Benefits

Why Choose Frost Employee Benefits?

An employee benefits program is one of the most effective tools to help companies run efficiently, keep workers healthy, and ultimately, grow their businesses. And whether you’re a big company or smaller one, we can help you find just the right program.

Personal Approach

Our goal is always to build a relationship with our customers. We’ll provide you with ongoing support, guidance and advocacy—on the phone or in person.

Innovative Programs

We understand the latest benefits trends and technology, and how they can help solve your business challenges.

Experienced Professionals

Our experienced specialists work with more than 2,500 businesses nationwide in all areas of employee benefits.


Health Care Analytics

We can help you determine the smartest health care solution for your employees.

  • Underwriting and financial analysis
  • Actuarial consulting
  • Cost-containment strategies
  • Plan design and development
  • Consumer-driven health care strategies
  • Benchmarking
  • Captives
Read more about Health Care Analytics

Wellness Solutions

We can create a customized wellness program to improve employee health and productivity.

  • Programs, policies and plan design
  • Consulting and assessment
  • Compliance and analysis
  • Frost National Wellness Network
Read more about Wellness Solutions Programs

Compliance Resources

We offer comprehensive compliance support and resources to help you navigate evolving regulations and legislation.

  • Dedicated, in-house compliance consultants
  • Compliance audit defense strategy
  • Employment benefit law legal assistance
  • Human resources support
Read more about Compliance Resources

Voluntary Worksite Benefits

We provide voluntary worksite benefit options and employee engagement strategies.

  • Strategic employee communication and education
  • Life, dental, vision, short- and long-term disability
  • Critical illness, accident and hospital indemnity
  • Long-term care
Read more about Voluntary Worksite Benefits

Executive Benefits

We offer products and services to help you reward and retain high-performing executives.

  • Protection services
  • Retirement services
Read more about Executive Benefits

Retirement Services

We provide strategies and guidance for retirement plan design.

  • Consulting services
  • Retirement programs
Read more about Retirement Services

Benefits Administration & Business Services

Our administrative and business service helps you manage your benefits and engage employees.

  • Online enrollment
  • Customized enrollment kits and employee booklets
  • Payroll
Read more about Benefits Administration & Business Services