Personal Loans

If you’d like to borrow a smaller amount, a Frost Personal Loan might be an attractive option.

  • Competitive interest rates, based on collateral
  • Can be unsecured or secured by a Frost CD, Money Market or Savings account, stocks, bonds, brokerage, annuities, or trust accounts
  • Can be used for anything you choose
Interest Rate
$2,000 - $4,999 / 36 months 11.25%
$5,000 - $9,999 / 36 months 10.75%
$10,000 - $24,999 / 36 months 10.50%
$25,000 or greater / 36 months 10.50%
Annual Percentage Rate effective as of 06/16/2024.

*This rate includes a 0.25% rate discount with automatic payments from a Frost Checking or Savings account. No discount for first liens.

Payment Example: A loan of $10,000 for 3 years at a simple interest rate of 10.75% would yield a payment amount of $326.20 per month and an annual percentage rate (APR) of 10.75%.†

Loan Amount
  • Varies, based on collateral, if any
  • No annual fees
  • No pre-payment penalties
  • No origination fees
Loan Term
  • Varies, based on loan amount and collateral, if any
  • Fixed interest rate
  • 0.25% rate discount with automatic payments from a Frost Checking or Savings account
Receive Your Loan
  • Receive the entire amount in a lump sum at closing
How To Apply

It’s easy to apply for a Frost Personal Loan. It takes about 15 minutes and you’ll receive an answer in about two to four hours.

To apply, call a Personal Loan Advisor at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • Your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • Your Social Security number

We’re here to guide you

Talk to a Personal Loan Advisor (866) 376-7889