Frost Money Market Account

Maintain some flexibility and earn higher returns than a traditional savings account.

Because it’s a low-risk way to save, your Frost Money Market Account will keep deposits safe from changes in the market, while the tiered interest rates mean larger deposits grow faster. Plus, we've raised our interest rates to some of the highest in the industry. It’s just a little way we say kudos for being great savers.

Start saving today


Enjoy higher interest rates with Frost.

With a personal Money Market account, tiered interest rates typically pay a higher interest than a savings account. That means you can keep your money both liquid and growing. And because we believe that our success hinges on yours, we help you grow by createing our rates whenever we can.

Frost
Annual Percentage Yield (APY)
Bank of America
Annual Percentage Yield (APY)
Chase
Annual Percentage Yield (APY)
Wells Fargo
Annual Percentage Yield (APY)
$1.00 - $9,999.99
0.78%
0.04%
0.02%
0.02%
$10,000.00 - $24,999.99
0.78%
0.04%
0.02%
0.02%
$25,000.00 - $49,999.99
0.83%
0.04%
0.02%
0.02%
$50,000.00 - $99,999.99
0.83%
0.04%
0.02%
0.02%
$100,000.00 - $249,999.99
1.17%
0.04%
0.02%
0.02%
$250,000.00 - $999,999.99
1.30%
0.04%
0.02%
0.02%
$1,000,000.00 - $2,499,999.99
2.03%
0.04%
0.02%
0.02%
$2,500,000.00 and Over
2.03%
0.04%
0.02%
0.02%

Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 10/01/2022. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 09/28/2022


Frost Money Market Account Details

Account Features
  • Tiered interest paid monthly
  • Six free withdrawals of any kind are allowed per statement cycle
  • Can be used as overdraft protection for your checking account
  • Most check deposits will be available by the next business day
  • See online images of checks you’ve written

Monthly Service Charge
  • $15.00
  • Options to waive monthly service charge:
    • Maintain $15,000 minimum daily balance in this account
    • OR own a Frost Premium Account

Here are a few ways to put your Frost Money Market Account to good use.

Since you’ll be best served by this account when you leave the funds alone, start saving in advance when possible. Then you’ll be ready to do things like:

car icon

Put a down payment on a new car

vacation icon

Pay for your big vacation worry-free

diamond ring icon

Splurge on something special

Ready to open an account?
Ready to open an account?
Current Frost Customers

Open your Frost Money Market Account online:

  • Log in to Frost Online Banking
  • Click on Open New Account
  • Follow the steps and start saving
New Frost Customers

You can open a Frost Money Market Account at your nearest financial center.
FIND A LOCATION

If you want to get started online, you’ll need to open a personal checking account first.

Open a Frost Personal Checking Account

Still not sure which is the best account for you?

We’ve put some key details into an easy-to-use chart.

Compare all savings accounts


We're here to guide you

If you’d like to talk through the options, a Frost Banker is just a phone call away.

Call us at
(866) 376-7889

Or stop in to your nearest
Frost Financial Center