Technology / Online Banking Smart tools to manage your personal finances Our online banking gives you the tools to manage your accounts whenever you want, keep a close eye on your money and monitor for fraud. Are you a new Frost customer? Sign up for online banking in minutes. Sign Up for Online Banking Manage your money when it’s convenient for you Send money using a mobile number or email Move it to your friends, family or people you trust without having to ask for their account info. Pay your bills anytime Make payments, such as your monthly bills, whenever, wherever. Transfer money anywhere in the U.S. Transfer funds between your Frost accounts and accounts at other U.S. financial institutions. Make a loan payment Move funds immediately from your checking or savings account to your Frost loan account. Open personal accounts in no time Open a savings or money market account online, in just a few steps. Keep your finances in order and on track View current account activity Get your running balance and latest transaction activity. Search transactions Filter your transactions and memos using keywords. Search 24 months of transaction history by merchant, type of account activity, amount, date and/or check number. Add memos for your records Create memos for your deposits and cleared checks. View and save images of your deposited checks View images of your cleared checks and deposit slips to keep for your records. Rest assured your money is safe Receive real-time debit card alerts Get custom alerts sent straight to your phone to help detect seven kinds of potential fraud. See how Debit Card Alerts work . Freeze and unfreeze a lost debit card If you lose your debit card, freeze it to help prevent unwanted purchases or withdrawals. If you find your card later, unfreeze it to resume normal activity. Log in with peace of mind 128-bit SSL encryption protects your financial information. Set travel notices with a few steps Notify us when you’re traveling abroad so we know it’s you using your debit card. Ready to open a personal checking account online? We’ll take care of everything to make it easy to open your checking account with Frost. Have these things handy. Open Checking Accounts Social Security NumberWe’re required by federal law to collect your SSN. Government-Issued Photo IDThis can be a driver’s license, state ID or U.S. military ID. Minimum Opening DepositYou’ll need to make an initial deposit of $25 or more. The Frost App Our top-rated app offers powerful features you’ll love to use, such as the ability to send money to friends, securely log in with just your fingerprint. Explore the Frost App Give us your feedback on our app We're always looking to improve. If you've got a suggestion, we'd love to hear it. Don't have the app? Download it for iPhone and Android. Talk to us on Facebook and X. Best Bank in Texas. So glad we now have internet banking and now never have to use any bank but Frost. Dorothy T. I was pleasantly surprised to find the Frost banking app feels solid, smooth and quick, looks clean and modern, and is very user friendly. Tylerdutra Words cannot describe how convenient and useful it (Frost App) is. Kim S. Get the personal attention you deserve Get in touch Find a location