Personal Lines of Credit

If you’d like flexible access to cash or to borrow a smaller amount, consider the versatility of a Frost Personal Line of Credit.

  • competitive interest rates
  • can be unsecured or secured by a Frost CD, stocks, bonds, brokerage, annuities, or trust accounts
  • can be used for anything you choose, including overdraft protection for your checking account
‚ÄčINTEREST RATE
  • variable interest rate that will change with the market
LOAN TERM
  • two years
LOAN AMOUNT
  • starts at $2,000
FEES
  • no annual fees
  • no pre-payment penalties
HOW TO APPLY

It’s easy to apply for a Frost Personal Line of Credit.
It takes about 15 minutes and you’ll receive an answer in approximately two to four hours during normal business hours.

To apply, call a Frost Banker at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number
RECEIVE YOUR LOAN
  • access money when you need it
  • advance and make payments online, by phone, or in person at a Frost financial center