Frost Premium Account
To reward clients who entrust us with significant balances, we offer the Frost Premium Account to accompany your private banking relationship.
- $250,000 combined average daily balances of personal deposit and investment accounts* you own.
- If the $250,000 combined average daily balance requirement is not met for three consecutive statement cycles, the account will automatically convert to a Frost Personal Account.
OR
of the above requirements are met
* Qualifying investment and trust accounts are offered through Frost Brokerage Services, Inc., Member FINRA/SIPC, Frost Investment Services LLC, a registered investment adviser, and Frost Wealth Advisors, and include personal accounts, 529 plans, and revocable grantor personal trust accounts. Retirement and employee benefit plan investment accounts do not qualify.
Benefits that reward your relationship
- Access to a Frost private banker to help manage your whole financial life
- No ATM fees from Frost when you’re traveling and using non-Frost ATMs, plus up to $15 refund per statement cycle of ATM owner fees when using a non-Frost ATM
- No wire transfer, overdraft or other miscellaneous fees
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North Texas
- Unlimited personal checking, savings and money market accounts with no monthly service charge
Our work is understanding your world
Every detail matters at Frost private banking. We focus on the full picture, so you can live your financial life to its fullest.
Why Frost?
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
Our customers mean everything to us
For the 16thconsecutive year, Frost Bank ranked #1 for Retail Banking Customer Satisfaction in Texas, according to the J.D. Power 2025 U.S. Retail Banking Satisfaction Study℠.
For J.D. Power 2025 award information, visit jdpower.com/business/awards
Less limits, more freedom
With the Frost Premium Account, take advantage of the convenience of higher mobile deposit limits and the flexibility of increased debit card spending limits.
Settle up or get paid. Instantly.
If you’ve got their email address or mobile number, you can send, request or receive money from friends or family with Zelle®. No matter who they bank with.*
*Must hold a U.S. bank account and email or mobile number.
Stay ahead of fraud
With customizable Debit Card Alerts, you’ll hear from us if a transaction on your account looks suspicious.
Less limits, more freedom
With the Frost Premium Account, take advantage of the convenience of higher mobile deposit limits and the flexibility of increased debit card spending limits.
Beautify your wallet
A card that carries more than money. Pay the way you want - from tap and go to digital wallet. And choose a debit card color when you open your account.
Debit Card Alerts
We watch every account for fraud and will send you a text to alert you if something looks suspicious.
There are no surprises charges, they’re always there to help people. I’ve always been very happy with Frost.
This sounds so silly, but I love my bank. I love the friendliness, I love the customer service, I love how they treat you the same regardless of if you have $10 or $10 million.
I love the ability to contact customer service 24/7 and now many of the issues I have are fixable on my app.
See what our customers say about us
When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. Don’t take our word for it. Here’s what our customers have to say about us.