frost checking accounts / frost premium account
Frost Premium Account
To reward clients who entrust us with significant balances, we offer the Frost Premium Account to accompany your private banking relationship.
Open at a nearby locationmonthly service charge
monthly service charge
when you meet the following:
- $250,000 combined average daily balances of personal deposit and investment accounts* you own.
- If the $250,000 combined average daily balance requirement is not met for three consecutive statement cycles, the account will automatically convert to a Frost Personal Account.
Benefits that reward your relationship
- A dedicated Frost private banker to help manage your whole financial life
- No ATM fees from Frost when you’re traveling and using non-Frost ATMs, plus up to $15 refund per statement cycle of ATM owner fees when using a non-Frost ATM
- No wire transfer, overdraft or other miscellaneous fees
- Access to more than 1,700 ATM locations and more than 160 Frost financial centers
- Unlimited personal checking, savings and money market accounts with no monthly service charge
More than just a banker, an advocate
With a Frost private banker in your corner, you get a seasoned professional to help manage your financial life.
Why Frost?
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678.
Easy access to your money
From ATMs at H-E-B and Circle K to financial centers across the state, we’ll never come between you and your money.
Providing peace of mind
Our technology and security tools like freezing your card in the app or customizing debit card alerts are designed to help you feel more at ease that you can monitor your own money.
Thirteen has never made us feel luckier.
We're proud, thankful recipients of our 13th JD Power Award for "Highest Customer Satisfaction with Retail Banking in Texas."
Get your hands on your direct deposits up to two days earlier
We're making direct deposits available up to two days earlier in any Frost personal checking account. So whether you're paying bills or building savings, you're worrying less and doing more with what's yours. We post qualifying direct deposits throughout the day as we receive notification the payment is coming in.
Say goodbye to fees on overdrafts of $100 or less
And say hello to a more understanding overdraft program that won’t ding you for being human. So if forgetting to cancel a $7 auto-renewal causes you to overdraw your account by $100 or less, we won't charge you a $35 fee as long as you meet qualifying conditions.
Get quick access to your funds
When you deposit money by 9 pm CT it will be available for bills, shopping or whatever you need generally the next business day.
