frost checking accounts / frost premium account

Frost Premium Account

To reward clients who entrust us with significant balances, we offer the Frost Premium Account to accompany your private banking relationship.

Open at a nearby location
monthly service charge
monthly service charge
when you meet the following:
  • $250,000 combined average daily balances of personal deposit and investment accounts* you own.
  • If the $250,000 combined average daily balance requirement is not met for three consecutive statement cycles, the account will automatically convert to a Frost Personal Account.

Benefits that reward your relationship

  • A dedicated Frost private banker to help manage your whole financial life
  • No ATM fees from Frost when you’re traveling and using non-Frost ATMs, plus up to $15 refund per statement cycle of ATM owner fees when using a non-Frost ATM
  • No wire transfer, overdraft or other miscellaneous fees
  • Access to more than 1,700 ATM locations and more than 160 Frost financial centers
  • Unlimited personal checking, savings and money market accounts with no monthly service charge

More than just a banker, an advocate

With a Frost private banker in your corner, you get a seasoned professional to help manage your financial life.

Learn more about private banking

Why Frost?

At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.

Here all day. And all night.

Real human support

Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678.

Easy access accross the state.

Easy access to your money

From ATMs at H-E-B and Circle K to financial centers across the state, we’ll never come between you and your money.

Providing peace of mind.

Providing peace of mind

Our technology and security tools like freezing your card in the app or customizing debit card alerts are designed to help you feel more at ease that you can monitor your own money.

See what our customers say about us

When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. Don’t take our word for it. Here’s what our customers have to say about us.