Send money with Zelle®

An image of hands grabbing pizza slices off a tray. An image of hands grabbing pizza slices off a tray.
Send money in the moment.1

Zelle is an easy way to send money directly between bank accounts in the United States, right from the Frost App. No one needs to run to the ATM or find that long-lost checkbook. With just an email or U.S. mobile number of anyone with a bank account in the United States, you can send, receive and request money in minutes.1


Personal

Ready to settle up that IOU? Looking for a fast way to split the cost of your cousin's wedding present? Send, request and receive money from friends, family, or anyone you trust with just an email address or U.S. mobile number.2


Small Business

Frost now offers Zelle to eligible small businesses.3 When you accept payments with Zelle from your petsitting clients or lawn service customers, you can skip those trips to the bank. Your customers and clients who have access to Zelle within their bank or credit union's app can send payments directly from their account to yours, right from their smartphone.


It's fast, safe and easy with the Frost App.

Zelle is available within the Frost App you already know, simplifying how you send, request and receive money.

Security and 24/7 support
We're always monitoring for fraud and, if you do have a problem, we answer our phones 24/7.
Industry-leading limits
We offer the highest payment limit, up $2,000 per payment per day.
Unlimited payments
Send and accept as many payments as you need to, every day.4

Here's how it works.
To send money:
1
Tap "Send Money" and then choose or add a trusted contact. They'll need to enroll with Zelle in order to receive it.
2 Enter the payment amount.
3 Select which account you'd like to send it from.
4 Confirm those details and hit "Send."
To request money:
1
Tap "Request Money"5 and then choose or add a contact.
2 Enter the amount you're requesting.
3 Select the account you'd like money to be deposited into.
4 Confirm the details and hit "Request."
Frequently asked questions about Send Money with Zelle.
FOR PERSONAL

Money sent with Zelle is typically available to an enrolled recipient within minutes2. If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient’s account, typically within minutes1.


Confirm with your recipient that they have enrolled with Zelle. Also confirm that you entered the correct email address or U.S. mobile number for your recipient. Still having trouble? We're always here to help. Give us a call 24/7 at (800) 513-7678.


Your email address or U.S. mobile phone may already be enrolled with Zelle at another bank or credit union. The Frost App will provide you with steps to move your email address or U.S. mobile phone number from the institution where you initially enrolled to your desired bank account at Frost. If you have any questions, we're always here to help. Give us a call 24/7 at (800) 513-7678.


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FOR SMALL BUSINESS

You can send, request, or receive money with Zelle. To get started, log into Frost Online Banking or the Frost App and select “Send Money with Zelle®”. Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you’re ready to start sending and receiving with Zelle.


When you use Zelle with a small business account, you can send money to other small businesses that bank with a financial institution that offers Zelle to small businesses. You can also send to consumers that have access to Zelle through their mobile banking app. At this time, we don’t support sending to (or receiving from) consumers that are only enrolled in the Zelle app using a debit card.


You can receive money from consumers using Zelle through their bank’s mobile app. You can also receive money from other small businesses if their financial institution offers Zelle to small businesses. At this time, you’re not able to receive payments from consumers that are only enrolled in the Zelle app using a debit card.


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We're Always Here For You.

At Frost, we're dedicated to making banking better, and sending money with Zelle is just the latest example. But we can only get better by listening to you. So, if you have any ideas, requests or questions, we're here for you 24/7.

Call us anytime at (800) 513-7678

We're Always Here For You.

At Frost, we're dedicated to making banking better, and sending money with Zelle is just the latest example. But we can only get better by listening to you. So, if you have any ideas, requests or questions, we're here for you 24/7.

Call us anytime at (800) 513-7678