Personal CDs

Earn some of the best rates in the business.

We’re here to help you safely and reliably build your assets. Which is why we’re always looking to raise our rates.

Earn some of the best rates in the business.

We’re here to help you safely and reliably build your assets. Which is why we’re always looking to raise our rates.

Enjoy higher interest rates with Frost.

With a Frost Personal CD, you can invest a fixed amount of money for a defined time and rate. And with higher interest rates across the board than the big banks, you get to enjoy a higher return. It’s just one of the many ways we look to help you grow.

Interest Rates Comparison for $1,000-$99,999.99
Frost
Annual Percentage Yield
Annual Percentage Yield
Bank of America
Annual Percentage Yield
Annual Percentage Yield
Chase
Annual Percentage Yield
Annual Percentage Yield
Wells Fargo
Annual Percentage Yield
Annual Percentage Yield
90 Days
0.85%
0.03%
0.02%
0.10%
180 Days
1.10%
0.03%
0.02%
0.10%
12 Months
1.20%
0.05%
0.02%
0.15%
24 Months
1.80%
0.10%
0.75%
0.25%
Interest Rates Comparison for $100,000 and over
Frost
Annual Percentage Yield (APY)
Bank of America
Annual Percentage Yield (APY)
Chase
Annual Percentage Yield (APY)
Wells Fargo
Annual Percentage Yield (APY)
14 Days
0.25%
0.03%
0.02%
Not Offered
30 Days
0.25%
0.03%
0.02%
Not Offered
60 Days
0.25%
0.03%
0.02%
Not Offered
90 Days
0.95%
0.03%
0.02%
0.10%
180 Days
1.20%
0.03%
0.02%
0.10%
12 Months
1.30%
0.05%
0.05%
0.15%
24 Months
2.00%
0.10%
0.75%
0.25%

The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank Frost Annual Percentage Yield effective as of 08/19/2018. Fees could reduce the earnings on the account. Data for Bank of America, Chase, and Wells Fargo provided by:
Informa logo in blue
Information effective 08/15/2018

Ready to open an account? Have these handy:
Social Security Number

We're required by federal law to collect your SSN.

Government-Issued Photo ID

This can be a driver’s license, state ID or U.S. military ID.

Minimum Opening Deposit

You'll need to make an initial deposit of $1,000 or more.

Let's Get Started

Unfortunately, we can’t open this type of account online, but give us a call or stop by a Frost financial center and we’ll help get you set up.

Talk to a Frost Banker

Monday - Friday 8 a.m. - 7 p.m.
Saturday 9 a.m. to 2 p.m.
(866) 376-7889
Or request a call or email

Find your local Frost financial center.

With over 130+ financial centers in Texas, we're never too far away.

Let's Get Started

Unfortunately, we can't open this type of account online, but give us a call or stop by a Frost financial center and we'll help get you set up.

Talk to a Frost Banker

Monday - Friday 8 a.m. - 7 p.m.
Saturday 9 a.m. to 2 p.m.
(866) 376-7889
Or request a call or email

Find your local Frost financial center.

With over 130+ financial centers in Texas, we're never too far away.