Frost Equipment Finance
A successful job usually begins with the right tools. If you need gear for more than a short time, buying it through a finance lease is often a smart choice. Financing helps businesses acquire what they need immediately while spreading out the payments.
Frost can offer your business 100% financing with no down payment requirement on new or used equipment such as:
- Patrol and first responder vehicles
- School buses
- Construction machinery
- Equipment trailers
- Fleet vehicles
Leasing Options
Frost offers a variety of leasing options that make it easy for your business to acquire the equipment it needs, when it needs it.
- With a Capital Lease, the lessee owns the equipment and therefore takes depreciation. It offers 100%, fixed-rate financing, with terms ranging from two to 10 years, depending on the economic life of the asset.
- A TRAC Lease (Terminal Rental Adjustment Clause) is designed for commercial vehicles and has the advantages of a Tax Lease, plus a fixed-purchase option at the end of the term.
- A Municipal Lease provides a financing option to meet specific needs for government entities.
Business Equipment Financing Basics
Recent changes to the federal tax code have made equipment financing an even more powerful tool for business growth and managing cash flow. Learn more about the equipment financing process, maximizing new tax benefits and how to work with Frost’s consultative equipment finance team to get the most out of this investment.
Let's talk about what your business needs
We're here to listen to your big plans-and find the right loan to make it happen.
Call us at (800) 513-7678.