Our values set us apart.

Experience the Frost difference.

Here’s what that means for you.

Technology that keeps getting better.

We never stop looking for new ways to make banking simpler, smarter and better. And as our customer, you should always expect to see new developments from us, like See All Your Finances, Freeze Your Card and the Frost App for Apple Watch®.

Explore our technology
A safe and secure place for your money.

We work hard to protect your information, prevent fraudulent activity and alert you of any unusual activity. Because keeping your money safe is our most important priority.

Learn more about our security measures
Easy access to your money.

Not only can you text, email and transfer money with our top-rated technology, but you can also enjoy easy access to your cash with over 1,200 ATMs and 130 financial centers across Texas.

Find locations near you
A force for good in your community.

We only succeed by helping our customers succeed. So we do everything in our power to make a positive impact in the communities we serve—from performing more than 150 good deeds for our anniversary to our mission to inspire optimism.

Explore Opt for Optimism

Award-winning service you’ll only find at Frost.

When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. And we’ll be here for you with a square deal and prudent financial advice and tools to help you with all the milestones in the years ahead.

Don’t take our word for it. Here’s what our customers have to say about us.

What people are saying

"Amazing customer service! Outstanding reputation! Real people who care!"

-Rhonda Kulhanek

Give us your feedback

We’re always looking to improve. If you’ve got a suggestion, we’d love to hear it.

Talk to us on Facebook and Twitter

Personal Checking

The Frost Personal Account is the best we’ve ever built. It offers a superior combination of value, technology, convenience, security and service.

Explore our personal checking
Business Checking

One simple checking account for managing cash flow adds up to one predictable monthly charge.

Explore our business checking

Ready to open a checking account online?

We’ll take care of everything to make it easy to open your checking account with Frost. Have these things handy.

Social Security Number

We’re required by federal law to collect your SSN.

Goverment-Issued Photo ID

This can be a driver’s license, state ID or U.S. military ID.

Minimum Opening Deposit

You’ll need to make an initial deposit of $25 or more.

More convenient ways to open an account with us.

Whether you’d prefer to use our app, call us or visit us in person, it’s easier than ever to change banks.

Routing Number: 114000093 SWIFT Code: FRSTUS44