Business Loans / Disaster Relief Loan Program Disaster Relief Loan Program Frost is committed to helping businesses impacted by disasters recover and rebuild as quickly as possible. We understand that this is a challenging time and are offering two options to give you immediate access to funds: Disaster Relief Bridge Loan provides immediate cash flow while you wait to receive insurance proceeds. Disaster Relief Term Loan provides immediate cash flow for losses not fully covered by insurance. Business disaster relief bridge loan When disaster hits, get the help you need to finance the timing difference between your insurance claim and receipt of insurance proceeds. Frost’s Business Disaster Relief Bridge Loan provides financing to repair or replace your business’s disaster-damaged property, inventory, supplies, machinery and equipment. Loan amount $5,000 – $150,000 Annual Percentage Rate (APR) Fixed WSJ Prime - 1.00% Payments Principal and interest due at maturity Terms 24 months Primary source of repayment will be collection of insurance proceeds Other details No loan processing fee All loans subject to credit approval Application requirements Personal guarantees of all business owners required Provide copy of insurance claim, if applicable Business disaster relief term loan When disaster hits, get the help you need so you can get back to managing your business. Frost’s Business Disaster Relief Term Loan provides financing to repair or replace your business’s disaster-damaged property, inventory, supplies, machinery, equipment and to purchase real estate. Loan amount $5,000 – $500,000 Annual Percentage Rate (APR) Floating WSJ prime - 0.25% Payments Monthly Terms 12 months interest-only period (interest due monthly) followed by a 48-month term feature (Principal & Interest due monthly) Other details No loan processing fee All loans subject to credit approval Application requirements Personal guarantees of all business owners required Provide copy of insurance claim, if applicable Borrower must provide six months of bank account statements if total Frost exposure does not exceed $100,000 New customers are required to provide Personal Financial Statement, regardless of Frost committed exposure Get help with a personal disaster relief loan When disaster hits home, get relief during repairs with predictable monthly payments at a low rate. Learn more Let's talk about what your business needs We're here to listen and help find the right loan to support your recovery and future plans.Call us at (800) 513-7678. Get in touch Find a location