Disaster Relief Loan Program

Frost is committed to helping businesses impacted by FEMA-declared disasters recover and rebuild as quickly as possible. We understand that this is a challenging time and are offering two options to give you immediate access to funds: 

• Disaster Relief Bridge Loan provides immediate cash flow while you wait to receive insurance proceeds.
• Disaster Relief Term Loan provides immediate cash flow for losses not fully covered by insurance.

When disaster hits, get the help you need to finance the timing difference between your insurance claim and receipt of insurance proceeds. Frost’s Business Disaster Relief Bridge Loan provides financing to repair or replace your business’s disaster-damaged property, inventory, supplies, machinery and equipment.

• 24 months
• Principal and interest due at maturity
• Primary source of repayment will be collection of insurance proceeds

• Existing Frost business customer
• Provide copy of insurance claim
• Personal guarantees of all business owners required
• Borrower must provide current business/personal financial statements if total Frost committed exposure exceeds $100,000.

When disaster hits, get the help you need so you can get back to managing your business. Frost’s Business Disaster Relief Term Loan provides financing to repair or replace your business’s disaster-damaged property, inventory, supplies, machinery, and equipment and to purchase real estate.

• 60 months. 6 months interest-only period (interest due monthly) followed by a 54-month term feature (P&I due monthly).

• Existing Frost business customer
• Personal guarantees of all business owners required
• Provide copy of insurance claim, if applicable
• Borrower must provide current business/personal financial statements if total Frost committed exposure exceeds $100,000.

Please contact your lender or a Frost loan specialist at 1-866-FROST-TX (1-866-376-7889). All loans subject to credit approval.