Technology / Personal App Go further with your finances Our top-rated banking app offers powerful features you’ll love to use, such as the ability to send money to friends, see all your accounts in one place and securely log in with just your fingerprint or with biometrics. Getting started is easy. Easily move your money, whenever, wherever Send money with total ease On iOS and Android All it takes is a U.S. mobile number or email. No need to ask for anyone's account info. Deposit checks with your phone On iOS and Android Snap a picture to deposit your checks, and deposits made before 9 p.m. will generally be available the next business day. We offer one of the highest daily deposit limits available (up to $25,000). Pay bills on the go On iOS and Android Take care of all your monthly bills and make payments from anywhere. Transfer money anywhere in the U.S. On iOS and Android Transfer funds between your Frost accounts as well as accounts at other U.S. financial institutions. Monitor and grow your finances Check balances on your Apple Watch On iOS View balances on all your Frost accounts and the last 20 transactions for each. (iPhone only) Explore Frost™ App for Apple Watch See your latest account activity On iOS and Android Keep up with your running balance with the latest transaction information. Securely link your accounts from other financial institutions to view all of your finances in one place. Such as checking, investments, credit cards, loans and cryptocurrency. Store and retrieve account information from point of sale apps like PayPal and Shopify. You can also manage these tokens within the Frost App. Security that goes above and beyond Freeze and unfreeze your debit card On iOS and Android Temporarily freeze your debit card to help prevent unwanted purchases or withdrawals if your card has been lost or stolen. Unfreeze your debit card to resume normal activity. Log in with biometrics On iOS and Android Log in with confidence using just your fingerprint or a quick scan of your face. Set travel notices with a few taps On iOS and Android Notify us when you’re traveling abroad so we know it’s you using your debit card. Access everything you love about Frost from our app Tap to talk to Frost 24/7, right here in Texas On iOS and Android Call a friendly Frost Banker with the touch of a button, from anywhere in the app. And with our Known Caller feature, we’ll know it’s you every time you call. So we can get right to your question without asking many of our own. Find one of over 180+ financial centers or 1,700+ ATMs On iOS and Android Search for nearby Frost financial centers and ATMs based on your current location. Enjoy views from across the Lone Star State On iOS and Android See Frost customer photos that celebrate the great state of Texas every time you log in. Ready to open a personal checking account online? We’ll take care of everything to make it easy to open your checking account with Frost. Have these things handy. Open Checking Accounts Social Security NumberWe’re required by federal law to collect your SSN. Goverment-Issued Photo IDThis can be a driver’s license, state ID or U.S. military ID. Minimum Opening DepositYou’ll need to make an initial deposit of $25 or more. Frost Online Banking Take a look at how we make it easier to manage your personal finances, with Debit Card Alerts, bill payments, money transfers and more. Explore Online Banking Give us your feedback on our app We're always looking to improve. If you've got a suggestion, we'd love to hear it. Don't have the app? Download it for iPhone and Android. Talk to us on Facebook and X. Best Bank in Texas. So glad we now have internet banking and now never have to use any bank but Frost. Dorothy T. I was pleasantly surprised to find the Frost banking app feels solid, smooth and quick, looks clean and modern, and is very user friendly. Tylerdutra Words cannot describe how convenient and useful it (Frost App) is. Kim S. Get the personal attention you deserve Get in touch Find a location