Personal New Car Loans

Interest Rate
Amount/Term Annual Percentage Rate (APR)
New 2021, 2022 / 30 Months 3.74%
New 2021, 2022 / 36 Months 3.74%
New 2021, 2022 / 48 Months 3.74%
New 2021, 2022 / 60 Months 3.74%
New 2021, 2022 / 72 Months 3.99%
Annual Percentage Rate effective as of 05/19/2022.

Payment Example: A loan of $25,000 for 5 years at a simple interest rate of 3.74% would yield a payment amount of $457.49 per month and an annual percentage rate (APR) of 3.74%.†

Loan Term

Rate discount of 0.25% available with automatic payment from a Frost Checking or Savings account.

Loan Amount
  • up to 100% of the purchase price on a new car
  • other terms available based on year, model and value
How to Apply

It’s easy to apply for a Frost New Car Loan. It takes approximately 15 minutes and you’ll receive an answer in approximately two to four hours during normal business hours.

To apply, call a Frost Banker at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number