Personal Used Car Loans
Interest Rate
| Amount/Term | Annual Percentage Rate (APR) |
|---|---|
| 1 Year Old 2020 / 30 Months | 3.74% |
| 1 Year Old 2020 / 36 Months | 3.74% |
| 1 Year Old 2020 / 48 Months | 3.74% |
| 1 Year Old 2020 / 60 Months | 3.74% |
| 1 Year Old 2020 / 72 Months | 3.99% |
| 2 Year Old 2019 / 30 Months | 4.24% |
| 2 Year Old 2019 / 36 Months | 4.24% |
| 2 Year Old 2019 / 48 Months | 4.24% |
| 3 Year Old 2018 / 30 Months | 4.24% |
| 3 Year Old 2018 / 36 Months | 4.24% |
| 3 Year Old 2018 / 48 Months | 4.24% |
Annual Percentage Rate effective as of 08/04/2021.
Payment Example: A loan of $10,000 for a 1 year old car at 48 months at a simple interest rate of 3.74% would yield a payment amount of $224.63 per month and an annual percentage rate (APR) of 3.74%.†
Loan Amount
- up to the NADA (National Automobile Dealers Association) trade-in value on used cars
Loan Term
- other terms available based on year, model and value
How to Apply
It’s easy to apply for a Frost Used Car Loan. It takes approximately 15 minutes and you’ll receive an answer in about two to four hours during normal business hours.
To apply, call a Frost Banker at (866) 376-7889 or visit your local Frost financial center. Just bring:
- government issued photo ID such as a driver's license, state ID or U.S. Military ID
- your Social Security number
Rate discount of 0.25% available with automatic payment from a Frost Checking or Savings account.