Personal Used Car Loans
Interest Rate
|
|
|
|---|---|
| 1 Year Old 2022 | |
| 24 months | 6.09% |
| 36 months | 6.09% |
| 48 months | 6.09% |
| 60 months | 6.09% |
| 72 months | 6.09% |
| 2 Year Old 2021 | |
| 30 months | 6.24% |
| 36 months | 6.24% |
| 48 months | 6.24% |
| 60 months | 6.24% |
| 72 months | 6.24% |
| 3 Year Old 2020 | |
| 30 months | 6.24% |
| 36 months | 6.24% | 48 months | 6.24% |
| 4 Year Old 2019 | |
| 30 months | 6.49% |
| 36 months | 6.49% |
| 5 Year Old 2018 | |
| 30 months | 6.49% |
| 36 months | 6.49% |
*This rate includes a 0.25% rate discount with automatic payments from a Frost Checking or Savings account.
Payment Example: A loan of $10,000 for a 1 year old car at 48 months at a simple interest rate of 8.25% would yield a payment amount of $245.30 per month and an annual percentage rate (APR) of 8.25%.†
Loan Amount
- up to the NADA (National Automobile Dealers Association) trade-in value on used cars
Loan Term
- other terms available based on year, model and value
How to Apply
It’s easy to apply for a Frost Used Car Loan. It takes approximately 15 minutes and you’ll receive an answer in about two to four hours during normal business hours.
To apply, call a Personal Loan Advisor at (866) 376-7889 or visit your local Frost financial center. Just bring:
- government issued photo ID such as a driver's license, state ID or U.S. Military ID
- your Social Security number
Rate discount of 0.25% available with automatic payment from a Frost Checking or Savings account.