Personal Used Car Loan

Term
Annual Percentage Rate
(APR)*
1 Year Old 2023
30 months 7.25%
36 months 7.25%
48 months 7.25%
60 months 7.25%
72 months 7.25%
2 Year Old 2022
30 months 7.5%
36 months 7.5%
48 months 7.5%
60 months 7.5%
72 months 7.5%
3 Year Old 2021
30 months 7.75%
36 months 7.75%
48 months 7.75%
4 Year Old 2019
30 months 7.75%
36 months 7.75%
5 Year Old 2019
30 months 8%
36 months 8%
Annual Percentage Rate effective as of 06/16/2024.

*This rate includes a 0.25% rate discount with automatic payments from a Frost Checking or Savings account.

Payment Example: A loan of $10,000 for a 1 year old car at 48 months at a simple interest rate of 8.50% would yield a payment amount of $246.48 per month and an annual percentage rate (APR) of 8.50%.†

Loan Amount
  • up to the NADA (National Automobile Dealers Association) trade-in value on used cars
Loan Term
  • other terms available based on year, model and value
How to Apply

It’s easy to apply for a Frost Used Car Loan. It takes approximately 15 minutes and you’ll receive an answer in about two to four hours during normal business hours.

To apply, call a Personal Loan Advisor at (866) 376-7889 or visit your local Frost financial center. Just bring:

  • government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number

Rate discount of 0.25% available with automatic payment from a Frost Checking or Savings account.

We’re here to guide you

Talk to a Personal Loan Advisor (866) 376-7889