Home / Savings Rates Earn 3.50% APY on 90 Day Jumbo CDs Visit a Frost financial center for CDs of $500,000 and over, backed by the security of Frost. *Annual Percentage Yield effective as of 12/05/2025. The interest rate and annual percentage yield may change at any time at our discretion. Fees could reduce the earnings on the account. Savings accounts that always put your best interest first Whether you’ve got vacation plans or a business plan, reach any goal with accounts that get you there faster. Our commitment to higher rates means you’ll always make the most of your money — for what matters most in your life. Personal Savings There are so many reasons to save — and plenty of ways to do it at Frost. From our tiered-interest money markets to our fixed-rate CDs, saving is truly worth your while here. Business Savings As you build your dream, do the same with extra funds. Our accounts help you grow and access your money more easily. Because, to us, that’s just good business. Experience the Frost difference At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it. Real human support Here for you all day. And all night. Don''t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678 or schedule an appointment to see us in person during business hours. Easy access to your money Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County. Providing peace of mind Our technology and security tools like freezing your card in the Frost App or customizing Debit Card Alerts are designed to help you feel more in control of your own money. We’re here to guide you If you’d like to talk through the options, a Frost Banker is just a phone call away. Get in touch Find a location