Study hard. Bank easy. Being a student is a balancing act. You've got more responsibility and more freedom than ever before, which means a lot more things to worry about. But banking shouldn't be one of them. That's why we've opened a financial center right on campus - so you can get help, get money and get answers whenever you need them.

As a UTSA student, you get the Frost Personal Account with these great benefits:

Frost Account Features

Discounted monthly service charge of $2
  • A Frost Personal Banker to attend to your financial needs
  • Interest paid monthly if daily balance is $5,000 or greater
  • Unlimited transactions and check writing
  • Online and Mobile Banking*
  • Unlimited online and mobile bill pay*
  • Unlimited online and mobile transfers to other financial institutions*
  • Mobile check deposits
  • Scanner check deposits
  • Email alerts
  • Frost Checkcard
  • Online statement delivery
  • Access to more than 1,200 ATM locations and more than 100 Frost financial centers
  • Overdraft protection from a Frost checking, savings or money market account or a line of credit (subject to credit approval)

Ways to Avoid Monthly Service Charges

$100 monthly direct deposit (such as your paycheck, pension, social security or other monthly income) OR $1,000 minimum daily balance OR $2,500 in combined average daily balances in your personal accounts (including checking, savings, money markets, CDs and IRAs).

Opening Your Frost Personal Checking Account

To open a Frost Personal Checking account, call (210) 220-4000 or visit our University Center location and bring:
  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number
  • a minimum $25 opening deposit