Smart tools to manage your personal finances

Our online banking gives you the tools to manage your accounts whenever you want, keep a close eye on your money and monitor for fraud.

Are you a new Frost Customer?

Manage your money when it’s convenient for you

Send money using a mobile number or email

Send money to your friends, family or anyone in the U.S. without having to ask for their account info.

Pay your bills anytime

Make payments, such as your monthly bills, whenever, wherever.

Transfer money anywhere in the U.S.

Transfer funds between your Frost accounts and accounts at other U.S. financial institutions.

Make a loan payment

Move funds immediately from your checking or savings account to your Frost loan account.

Open personal accounts in no time

Open a savings or money market account online, in just a few steps.

Keep your finances in order and on track

View current account activity

Get your running balance and latest transaction activity.

Search transactions

Filter your transactions and memos using keywords. Search 18 months of transaction history by merchant, type of account activity, amount, date and/or check number.

Add memos for your records

Create memos for your deposits and cleared checks.

View and save images of your deposited checks

View images of your cleared checks and deposit slips to keep for your records.

Rest assured your money is safe

Receive real-time debit card alerts

Get custom alerts sent straight to your phone to help detect seven kinds of potential fraud. See how Debit Card Alerts work.

Freeze and unfreeze a lost debit card

If you lose your debit card, freeze it to help prevent unwanted purchases or withdrawals. If you find your card later, unfreeze it to resume normal activity.

128-bit SSL encryption protects your financial information.

Set travel notices with a few steps

Notify us when you’re traveling abroad so we know it’s you using your debit card.

Ready to open a personal checking account online?

We’ll take care of everything to make it easy to open your checking account with Frost. Have these things handy.

Open Checking Accounts

Social Security Number
We’re required by federal law to collect your SSN.
Goverment-Issued Photo ID
This can be a driver’s license, state ID or U.S. military ID.
Minimum Opening Deposit
You’ll need to make an initial deposit of $25 or more.

The Frost App

Our top-rated app offers powerful features you’ll love to use, such as the ability to send money to friends, securely log in with just your fingerprint.

Explore the Frost App

Give us your feedback on our app

We’re always looking to improve. If you’ve got a suggestion, we’d love to hear it. Don't have the app? Download it for iPhone and Android. Talk to us on Facebook and Twitter.

Best Bank in Texas. So glad we now have internet banking and now never have to use any bank but Frost.

Dorothy T.

I was pleasantly surprised to find the Frost banking app feels solid, smooth and quick, looks clean and modern, and is very user friendly.

Tylerdutra

Words cannot describe how convenient and useful it (Frost App) is.

Kim S.

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Smart tools to manage your personal finances

Are you a new Frost Customer?

Ready to open a personal checking account online?

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