Smart tools to manage your personal finances.
Our online banking gives you the tools to manage your accounts whenever you want, keep a close eye on your money and monitor for fraud.
Are you a new Frost Customer?
Sign up for online banking in minutes—just have your debit card number and PIN handy.
Manage your money when it’s convenient for you.
Send money using a mobile number or email
Send money to your friends, family or anyone in the U.S. without having to ask for their account info.
Pay your bills anytime
Make payments, such as your monthly bills, whenever, wherever.
Transfer money anywhere in the U.S.
Transfer funds between your Frost accounts and accounts at other U.S. financial institutions.
Make a loan payment
Move funds immediately from your checking or savings account to your Frost loan account.
Open personal accounts in no time
Open a savings or money market account online, in just a few steps.
Keep your finances in order and on track.
See all your finances in one place
Your financial life is more than just a Frost checking account, so we’ve made it easy to keep tabs on all your accounts, even non-Frost ones.
See all your accounts, from mortgages and credit cards to 401(k)s and IRAs, no matter where they’re held.
View current account activity
Get your running balance and latest transaction activity.
Search transactions
Filter your transactions and memos using keywords. Search 18 months of transaction history by merchant, type of account activity, amount, date and/or check number.
Add memos for your records
Create memos for your deposits and cleared checks.
View and save images of your deposited checks
View images of your cleared checks and deposit slips to keep for your records.
Rest assured your money is safe.
Receive real-time debit card alerts
Get custom alerts sent straight to your phone to help detect seven kinds of potential fraud.
Freeze and unfreeze a lost debit card
If you lose your debit card, freeze it to help prevent unwanted purchases or withdrawals. If you find your card later, unfreeze it to resume normal activity.
Log in with peace of mind
128-bit SSL encryption protects your financial information.
Set travel notices with a few steps
Notify us when you’re traveling abroad so we know it’s you using your debit card.
Our top-rated app offers powerful features you’ll love to use, such as the ability to send money to friends, see all your finances and securely log in with just your fingerprint.
Explore the Frost AppThe Frost Personal Account is the best we’ve ever built. It offers a superior combination of value, technology, convenience, security and service.
Explore Personal CheckingAward-winning service you’ll only find at Frost.
When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. And we’ll be here for you with a square deal and prudent financial advice and tools to help you with all the milestones in the years ahead.
Don’t take our word for it. Here’s what our customers have to say about us.
"Amazing customer service! Outstanding reputation! Real people who care!"
-Rhonda Kulhanek