Step 1: Gather requirements.
- Government-issued ID
- Social Security Number
- Your current construction contract
- You’ll also need to upload specifics about your income and home, so have your pay stubs, homeowner’s insurance and mortgage statements handy.
Step 2: Create new username and password.
On the next screen, you’ll need to create a new set of login credentials specific to this loan application.
Step 3: Make note of term length options.
On the application you’ll be prompted to input the loan term in months. For Home Improvement Loans, you can choose 180 or 240 months.