We provide custom-tailored insurance coverage to help you prepare for life's unexpected events. We begin by determining your unique needs, then develop a customized plan to meet them.
TERM LIFE INSURANCE
Pays a death benefit if the insured dies within a specified period of time.
UNIVERSAL LIFE INSURANCE
Provides both a death benefit and cash value component that earns interest at rates dictated by the insurer.
WHOLE LIFE INSURANCE
Provides both a death benefit and cash value component and is designed to remain in force for a lifetime.
Protects against the financial cost of precautionary and corrective dental services including:
- regular checkups
- teeth cleaning and x-rays
- oral surgery or dental implants (depending on dental plan)
Replaces a percentage of your working income should you become disabled and unable to work for a stated period of time.
LONG-TERM CARE INSURANCE
Pays a preset amount of your long-term care costs for a chronic illness or disability. Most policies help cover the cost of nursing homes, assisted living programs, in-home care and hospice.
Covers the costs of medical care, treatment and health-care facilities used during recovery. Frost offers a variety of plans for individuals not covered for medical costs by an employer's group plan.