If you’d like flexible access to cash or to borrow a smaller amount, consider the versatility of a Frost Personal Line of Credit.

  • competitive interest rates
  • can be unsecured or secured by a Frost CD, stocks, bonds, brokerage, annuities, or trust accounts
  • can be used for anything you choose, including overdraft protection for your checking account

​INTEREST RATE

  • variable interest rate that will change with the market

LOAN AMOUNT

  • starts at $5,000


HOW TO APPLY

It’s easy to apply for a Frost Personal Line of Credit.
It takes about 15 minutes and you’ll receive an answer in approximately two to four hours during normal business hours.

To apply, call a Frost Banker at (866) 376-7889 or
visit your local Frost financial center. Just bring:

  • your government issued photo ID such as a driver's license, state ID or U.S. Military ID
  • your Social Security number

LOAN TERM

  • two years

FEES

  • no annual fees
  • no pre-payment penalties

RECEIVE YOUR LOAN

  • access money when you need it
  • advance and make payments online, by phone, or in person
     at a Frost financial center